525 Gray St, Hudson, WI 54016 Property Records

St. Croix County property record for 525 Gray St, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,178 sqft · built 1951
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Tax Bill	$4,186 (2026)
Deeds & Mortgages	Feb 2024 Transfer Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-0861-00-000`

Property Details

APN / Parcel Number

Primary APN	`236-0861-00-000`
Alternative APN	`1577814`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,178 sqft Total Area
1st Floor Area	1,178 sqft
Basement Area	1,050 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces
Deck Area	315 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	525 GRAY ST
City	HUDSON
State	WI
Zip	54016-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	QUALITY PARK ADD L4 BLK 1
Legal Range	19W
Legal Township	29N
Legal Section	30
Legal Subdivision	QUALITY PARK ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2034
Census Tract	120201

Owner

525 Gray St is owned and occupied by an individual who acquired it in February 2024.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	525 GRAY ST, HUDSON, WI 54016-2110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Transfer on Death Deed, Transfer
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 5, 2024
Transfer Doc	0001175712
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 6, 2024
Property Address	525 GRAY ST, HUDSON, WI 54016-2110
Document Number	0001175712
Instrument Date	Feb 5, 2024
Instrument	1175712
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	525 GRAY ST, HUDSON, WI 54016-2110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078997
Date	Mar 18, 2019
Instrument	1078997

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 525 Gray St was $4,186 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,186.00 Homeowner's exemption
2025	$4,186.00 (+7.97%) Homeowner's exemption	$335,600 (+44.53%) Land $114,700 Building $220,900	$335,600 (+44.53%) Land $114,700 Building $220,900
2024	$3,877.00 (+8.33%) Homeowner's exemption	$232,200 (-) Land $69,600 Building $162,600	$232,200 (-) Land $69,600 Building $162,600
2023	$3,579.00 (-3.01%) Homeowner's exemption	$232,200 (-) Land $69,600 Building $162,600	$232,200 (-) Land $69,600 Building $162,600
2022	$3,690.00 Homeowner's exemption	$232,200 Land $69,600 Building $162,600	$232,200 Land $69,600 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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