540 Gilbert Ave, Menlo Park, CA 94025 Property Records

San Mateo County property record for 540 Gilbert Ave, Menlo Park, CA 94025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,583 sqft · built 1936
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$1,365,000 (Dec 2014)
Tax Bill	$21,010 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`062-320-190`

Property Details

APN / Parcel Number

Primary APN	`062-320-190`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	850 sqft
Family Room	Family Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 GILBERT AVE
City	MENLO PARK
State	CA
Zip	94025-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10008
Legal Description	BEING 50 FT X 150 FT ON GILBERT ST COM 245.82 FTELY FRM WILLOW RD PTN LOTS 7 & 8 HANSCOM TRACT UNREC CITY OFMENLO PARK
Legal Subdivision	HANSCOM TRACT
Legal Lot Number	7,8
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2004
Census Tract	613900

Owner

540 Gilbert Ave is owner-occupied and held in a trust since July 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	505 HAMILTON AVE, 100, PALO ALTO, CA 94301-2014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 22, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) US BANK NA
Jul 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Jun 24, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2014 · Amount on File
Deed Sale	Dec 9, 2014 · Amount on File
Prior Sale	Oct 10, 2014 · Amount on File
Deed Document Number	2014113789
Last Transfer Date	Jul 11, 2019
Transfer Doc	0000065221
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928

Mortgage

Document Number	0000049182
Date	Jun 21, 2022
Instrument	2022-049182

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928

Mortgage

Document Number	0000083655
Date	May 28, 2021
Instrument	2021-083655

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063870
Date	Apr 22, 2021
Instrument	2021-063870

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056434
Date	Jul 19, 2019
Instrument	2019-056434

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928
Document Number	0000062578
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 GILBERT AVE MENLO PARK CA 940252928, MENLO PARK, CA 94025-2928

Mortgage

Document Number	0000062578
Date	Jul 2, 2020
Instrument	62578

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 15, 2019
Property Address	540 GILBERT AVE, MENLO PARK, CA 94025-2928
Document Number	0000065221
Instrument Date	Jul 11, 2019
Instrument	65221
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 GILBERT AVE MENLO PARK CA 940252928, MENLO PARK, CA 94025-2928

Tax Assessment & Valuation

The 2025 property tax bill for 540 Gilbert Ave was $21,010 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Menlo Park City
Elementary School District	Menlo Park City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,673,325 (+2%) Land $1,472,286 Building $201,039
2025	$21,010.00 Homeowner's exemption	$1,640,516 Land $1,443,418 Building $197,098
2023	$20,012.00 (+2.76%) Homeowner's exemption	$1,576,815 Land $1,387,369 Building $189,446	$2,113,740
2022	$19,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Gilbert Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	2 (1980–2021)
Most Recent Claim	Jun 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 Gilbert Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MENLO PARK MUNICIPAL WATER serves 22,362 people · EPA ID CA4110017
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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