520 Gilbert Ave, Menlo Park, CA 94025 Property Records

San Mateo County property record for 520 Gilbert Ave, Menlo Park, CA 94025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,548 sqft · built 2008
Lot Size	0.177 acres (7,694 sqft)
Owner	2 Trust Names on File
Last Sale	$1,450,000 (Jun 2009)
Tax Bill	$23,583 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-320-360`

Property Details

APN / Parcel Number

Primary APN	`062-320-360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
1st Floor Area	1,454 sqft
2nd Floor Area	1,094 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	7,694 sqft (0.177 acres)
View / Lot	Waterfront
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 GILBERT AVE
City	MENLO PARK
State	CA
Zip	94025-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1 PM 77/72-73
Legal Subdivision	PARCEL MAP 510-520 GILBERT AVENUE
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2004
Census Tract	613900

Owner

520 Gilbert Ave is owner-occupied and held in a trust since September 2012.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	520 GILBERT AVE, MENLO PARK, CA 94025-2928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · ARM AMERICAN PACIFIC MORTGAGE
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2009 · Amount on File
Deed Sale	Jun 5, 2009 · Amount on File
Deed Document Number	200973551
Last Transfer Date	Sep 10, 2012
Transfer Doc	0000156683
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	520 GILBERT AVE, MENLO PARK, CA 94025-2928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072624
Date	Sep 18, 2018
Instrument	2018-072624

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	520 GILBERT AVE, MENLO PARK, CA 94025-2928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021187
Date	Mar 9, 2020
Instrument	2020-021187

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Gilbert Ave was $23,583 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Menlo Park City
Elementary School District	Menlo Park City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,904,588 (+2%) Land $952,294 Building $952,294
2025	$23,583.00 Homeowner's exemption	$1,867,244 Land $933,622 Building $933,622
2023	$22,388.00 (+2.75%) Homeowner's exemption	$1,794,738 Land $897,369 Building $897,369	$2,943,810
2022	$21,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Gilbert Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	2 (1980–2021)
Most Recent Claim	Jun 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Gilbert Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MENLO PARK MUNICIPAL WATER serves 22,362 people · EPA ID CA4110017
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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