540 Garrick Pl, O Fallon, MO 63368 Property Records

St. Charles County property record for 540 Garrick Pl, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,355 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$464,200 (Oct 2020)
Tax Bill	$9,022 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T011800645`

Property Details

APN / Parcel Number

Primary APN	`T011800645`
Alternative APN	`4-0033-8608-00-001G.0000000`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,355 sqft Living Area
1st Floor Area	2,404 sqft
Basement Area	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T011800645
Old Parcel Number	T011800645
Street Address	540 GARRICK PL
City	O FALLON
State	MO
Zip	63368-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT BAINBRIDGE LAKESHIRE VLG LOT 1G
Legal Subdivision	VLGS AT BAINBRIDGE LAKESHIRE VLG
Legal Lot Number	1G
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3001
Census Tract	311904

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	540 GARRICK PL, O FALLON, MO 63368-8350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU COON RAPIDS
Oct 26, 2020	Warranty Deed, Transfer BANK OF HILLSBORO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	0202081660
Deed Book / Page	2020 / 81660
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	540 GARRICK PL, DARDENNE PRAIRIE, MO 63368-8350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069511113
Date	Jul 20, 2018
Book Page	6951/1113
Instrument	20180720000412130

Lender

Name	FIRST COMMUNITY CU COON RAPIDS
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 26, 2020
Property Address	540 GARRICK PL, DARDENNE PRAIRIE, MO 63368-8350
Document Number	0000081660
Instrument Date	Oct 23, 2020
Instrument	81660
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 REMBRANDT DR O FALLON MO 633686829, O FALLON, MO 63368-6829

Mortgage

Document Number	81661
Date	Oct 26, 2020
Instrument	81661

Lender

Name	BANK OF HILLSBORO
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,022.00	$144,408 (+4.4%)	$760,044 (+4.4%) Land $100,000 Building $660,044
2023		$138,320
2022			$727,998 Land $70,000 Building $657,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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