531 Garrick Pl, O Fallon, MO 63368 Property Records

St. Charles County property record for 531 Garrick Pl, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,580 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,999 (Apr 2018)
Tax Bill	$8,421 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T011800677`

Property Details

APN / Parcel Number

Primary APN	`T011800677`
Alternative APN	`4-0033-8608-00-033G.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,580 sqft Living Area
Gross Area	7,388 sqft
1st Floor Area	2,628 sqft
Basement Area	2,148 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011800677
Street Address	531 GARRICK PL
City	O FALLON
State	MO
Zip	63368-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT BAINBRIDGE LAKESHIRE VLG LOT 33G
Legal Subdivision	VLGS AT BAINBRIDGE LAKESHIRE VLG
Legal Lot Number	33G
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3004
Census Tract	311904

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 GARRICK PL, O FALLON, MO 63368-8351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage GOLDEN OAK LNDG
Mar 8, 2019	Deed of Trust, Mortgage · VA Mortgage GOLDEN OAK LNDG
Apr 3, 2018	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Jul 3, 2002 · Amount on Record
Deed Document Number	2018176930
Deed Book / Page	6900 / 132
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	531 GARRICK PL, DARDENNE PRAIRIE, MO 63368-8351
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 GARRICK PL, O FALLON, MO 63368-8351

Mortgage

Document Number	0000039780
Date	May 6, 2021
Instrument	2021R-039780

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	531 GARRICK PL, DARDENNE PRAIRIE, MO 63368-8351
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 GARRICK PL, O FALLON, MO 63368-8351

Mortgage

Document Number	0000001278
Date	Jan 6, 2022
Instrument	2022R-001278

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	531 GARRICK PL, DARDENNE PRAIRIE, MO 63368-8351
Document Number	0072060333
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	531 GARRICK PL O FALLON MO 633688351, O FALLON, MO 63368-8351

Mortgage

Document Number	0072060333
Date	Dec 27, 2019
Book Page	007206/000333
Instrument	745780

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	531 GARRICK PL, DARDENNE PRAIRIE, MO 63368-8351
Document Number	0070461555
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	531 GARRICK PL O FALLON MO 633688351, O FALLON, MO 63368-8351

Mortgage

Document Number	0070461555
Date	Mar 14, 2019
Book Page	007046/001555
Instrument	114000

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2018
Property Address	531 GARRICK PL, DARDENNE PRAIRIE, MO 63368-8351
Document Number	0069000132
Book / Page	6900 / 0132
Map Reference	MB 37 PG208
Instrument Date	Mar 30, 2018
Instrument	20180403000176930
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35415 S GEORGE MASON DR330, 35415, ALEXANDRIA, VA 22302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 GARRICK PL, O FALLON, MO 63368-8351

Mortgage

Document Number	20180403000176940
Date	Apr 3, 2018
Instrument	20180403000176940

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,793 (-)	$709,437 (-) Land $110,000 Building $599,437
2025	$8,421.00	$134,793 (+5.66%)	$709,437 (+5.66%) Land $110,000 Building $599,437
2023		$127,575
2022			$671,447 Land $77,000 Building $594,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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