540 Forrest Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 540 Forrest Ave, Lodi, CA 95240

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,550 sqft · built 1934
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2017)
Tax Bill	$3,660 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`039-340-270-000`

Property Details

APN / Parcel Number

Primary APN	`039-340-270-000`
Alternative APN	`039-340-27`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Duplex Single
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Garage Area	225 sqft
Carport	Carport
Carport Area	225 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	039-340-27
Street Address	540 FORREST AVE
City	LODI
State	CA
Zip	95240-1022
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TRACT 95 LOT 19
Legal Subdivision	CROSBY PARK
Legal Tract	95
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1020
Census Tract	4203

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 FORREST AVE, LODI, CA 95240-1022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 19, 2017	Grant Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	2017148138
Prior Transfer Date	May 7, 2008
Prior Transfer Doc	0000079762
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	540 FORREST AVE, LODI, CA 95240-1022
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 FORREST AVE, LODI, CA 95240-1022

Mortgage

Document Number	0000031466
Date	Feb 19, 2021
Instrument	2021-031466

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	540 FORREST AVE, LODI, CA 95240-1022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101098
Date	Sep 13, 2019
Instrument	2019-101098

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 19, 2017
Property Address	540 FORREST AVE, LODI, CA 95240-1022
Document Number	0000148138
Map Reference	MAP11 PG94
Instrument Date	Dec 8, 2017
Instrument	2017-148138
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	636 GRANT AVE, LODI, CA 95240-0908

Mortgage

Document Number	0000148139
Date	Dec 19, 2017
Instrument	2017-148139

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,660.00 (+0.36%)
2025	$3,647.00 (+4.35%) Homeowner's exemption	$341,344 (+4.04%) Land $113,781 Building $227,563
2023	$3,495.00 (+2.31%) Homeowner's exemption	$328,090 Land $109,363 Building $218,727
2022	$3,416.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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