McHenry County property record for 540 Eagle Ridge Ln, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,145 sqft · built 1988 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-127-012 |
| Primary APN | 19-33-127-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,145 sqft |
| Gross Area | 2,847 sqft |
| 1st Floor Area | 996 sqft |
| 2nd Floor Area | 1,149 sqft |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,600 sqft (0.22 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 540 EAGLE RIDGE LN |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0066847 LT 550 HIGH HILL FARMS UNIT 6 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | HIGH HILL FARMS 06 |
| Legal Block | 127 |
| Legal Lot Number | 550 |
| Legal Unit | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 871310 |
Source: McHenry County records · APN 19-33-127-012
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | Mar 07, 2018 · Amount on Record |
| Deed Document Number | 2021R0066847 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 15, 2021 |
| Property Address | 540 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Document Number | 0000066847 |
| Map Reference | DOC 88R14936 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 2021R0066847 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 540 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Document Number | 0000066848 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021R0066848 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 540 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000009342 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020R0009342 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 07, 2018 |
| Property Address | 540 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Document Number | 0000007095 |
| Map Reference | DOC 88R14936 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2018R0007095 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | BAIRD & WARNER TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 540 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007096 |
|---|---|
| Date | Mar 07, 2018 |
| Instrument | 2018R0007096 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $92,999 Land $21,044 Building $71,955 | $278,997 Land $63,132 Building $215,865 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jul 1982 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 393 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONQUIN serves 30,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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