McHenry County property record for 520 Eagle Ridge Ln, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1988 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jul 2018) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-127-010 |
| Primary APN | 19-33-127-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,736 sqft |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 1,007 sqft |
| 2nd Floor Area | 729 sqft |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 520 EAGLE RIDGE LN |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0022824 LT 548 HIGH HILL FARMS UNIT 6 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | HIGH HILL FARMS 06 |
| Legal Block | 127 |
| Legal Lot Number | 548 |
| Legal Unit | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 871310 |
Source: McHenry County records · APN 19-33-127-010
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 520 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 09, 2018 | Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2018 · Amount on Record |
| Deed Sale | Jul 09, 2018 · Amount on Record |
| Prior Sale | Oct 13, 2017 |
| Deed Document Number | 0000022824 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 520 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004647 |
|---|---|
| Date | Feb 03, 2022 |
| Instrument | 2022R0004647 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate | 3.12% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 09, 2018 |
| Property Address | 520 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Document Number | 0000022824 |
| Map Reference | DOC88R14936 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018R0022824 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 520 EAGLE RIDGE LN, ALGONQUIN, IL 60102-1900 |
| Document Number | 0000022825 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 2018R0022825 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Number | 0000022826 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 2018R0022826 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $88,329 Land $21,044 Building $67,285 | $264,987 Land $63,132 Building $201,855 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jul 1982 · tidal / storm surge |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 393 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONQUIN serves 30,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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