540 E Ryan Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 540 E Ryan Rd, Oak Creek, WI 53154

Property Summary

Property TypeSingle Family Home
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$72,200 (Jul 2016)
Tax Bill$5,590 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN874-0004-000

Property Details

APN / Parcel Number

Primary APN874-0004-000
Alternative APN
  • 108740004000

Exterior

Lot Area19,994 sqft (0.459 acres)

Location & Zoning

Account Number108740004000
Street Address540 E RYAN RD
CityOAK CREEK
StateWI
Zip53154-4538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionHILLSIDE TERRACE SW1/4 SEC 21-5-22 LOT 4 BLOCK 1
Legal Range22E
Legal Township05N
Legal Section21
Legal SubdivisionHILLSIDE TERRACE
Legal Block1
Legal Lot Number4
JurisdictionMILWAUKEE WI
Township / Civil DivisionOAK CREEK
Census Block Group1
Census Block1028
Census Tract160202

Owner

Source: Milwaukee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address540 E RYAN RD, OAK CREEK, WI 53154-4538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2016 · Amount on Record
Deed SaleJul 28, 2016 · Amount on Record
Deed Document Number201610587658
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address540 E RYAN RD, OAK CREEK, WI 53154-4538
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011148765
DateAug 9, 2021
Instrument11148765
Lender
NamePYRAMAX BANK FSB
TypeBank
AddressMILWAUKEE, WI 53220
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityOak Creek City
Unified School DistrictOak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$339,300 (-1.05%) Land $93,200 Building $246,100$352,500 (+0.28%)
2024$5,590.00 (+8.27%) Homeowner's exemption$342,900 (+22.42%) Land $86,600 Building $256,300$351,500 (+18.91%)
2022$5,163.00 Homeowner's exemption$280,100 Land $86,600 Building $193,500$295,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK CREEK WATERWORKS
serves 32,104 people · EPA ID WI2410172
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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