Milwaukee County property record for 524 E Ryan Rd, Oak Creek, WI 53154
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Sep 2018) |
| Tax Bill | $5,306 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 874-0003-000 |
| Primary APN | 874-0003-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 19,994 sqft (0.459 acres) |
|---|
| Street Address | 524 E RYAN RD |
|---|---|
| City | OAK CREEK |
| State | WI |
| Zip | 53154-4538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | HILLSIDE TERRACE SW1/4 SEC 21-5-22 LOT 3 BLOCK 1 |
| Legal Range | 22E |
| Legal Township | 05N |
| Legal Section | 21 |
| Legal Subdivision | HILLSIDE TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MILWAUKEE WI |
| Township / Civil Division | OAK CREEK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 160202 |
Source: Milwaukee County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 524 E RYAN RD, OAK CREEK, WI 53154-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit TRI CITY NATIONAL BANK |
| Apr 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRI CITY NATIONAL BANK |
| Sep 28, 2018 | Deed, Transfer · ARM TRI CITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Deed Document Number | 201810815660 |
| Last Transfer Date | Apr 14, 2021 |
| Transfer Doc | 0011104143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Property Address | 524 E RYAN RD, OAK CREEK, WI 53154-4538 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011343738 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 11343738 |
| Name | TRI CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OAK CREEK, WI 53154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Apr 19, 2021 |
| Property Address | 524 E RYAN RD, OAK CREEK, WI 53154-4538 |
| Document Number | 0011104143 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 11104143 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 E RYAN RD, OAK CREEK, WI 53154-4538 |
| Document Number | 0011104144 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 11104144 |
| Name | TRI CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Sep 28, 2018 |
| Property Address | 524 E RYAN RD, OAK CREEK, WI 53154-4538 |
| Document Number | 0010815660 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 10815660 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9940 S MCGRAW DR, OAK CREEK, WI 53154-5802 |
| Document Number | 0010815661 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 10815661 |
| Name | TRI CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: Milwaukee County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Milwaukee County |
| Municipality | Oak Creek City |
| Unified School District | Oak Creek-Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $322,100 (-1.23%) Land $93,200 Building $228,900 | $334,600 (+0.09%) | |
| 2024 | $5,306.00 (+8.53%) Homeowner's exemption | $326,100 (+22.59%) Land $86,600 Building $239,500 | $334,300 (+19.05%) |
| 2022 | $4,889.00 Homeowner's exemption | $266,000 Land $86,600 Building $179,400 | $280,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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