540 E Owens, Show Low, AZ 85901 Property Records

Navajo County property record for 540 E Owens, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	1,485 sqft · built 1996
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Aug 2006)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	May 2023 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210-13-061`

Property Details

APN / Parcel Number

Primary APN	`210-13-061`

Interior

Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,485 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	740 sqft

Exterior Amenities

Porch	Open Slab
Porch Area	98 sqft
Deck Area	Deck Area
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 E OWENS
City	SHOW LOW
State	AZ
Zip	85901-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTION 20,T10N,R22E:BEG W4 COR SECTION 20; TH S0DG37W 1360.5;T H S89DEG25E 1767.71TPOB; TH S89DG25E 176.33;TH N 198.5; TH N 89DG25W 176.33;TH S 198.5TPOB EXCEPT N 178.5 OF W 50 TO CITY OF SHOW LOW FOR ROADWAY833/508 XGR-2
Legal Range	22E
Legal Township	10N
Legal Section	20
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1030
Census Tract	961701

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	540 E OWENS, SHOW LOW, AZ 85901-5947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Intrafamily Transfer, Transfer
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2006 · Amount on Record
Deed Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	200625599
Last Transfer Date	May 4, 2023
Transfer Doc	0000005716
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	May 4, 2023
Property Address	540 E OWENS, SHOW LOW, AZ 85901-5947
Document Number	0000005716
Instrument Date	Apr 25, 2023
Instrument	2023-05716
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	540 E OWENS, SHOW LOW, AZ 85901-5947

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	540 E OWENS, SHOW LOW, AZ 85901-5947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015230
Date	Aug 20, 2020
Instrument	2020-15230

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$300,136 (-1.16%) Land $54,758 Building $245,378
2025	$1,512.00 (+6.03%)	$30,366 Land $4,191 Building $26,175	$303,654 Land $41,906 Building $261,748
2023	$1,426.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Owens

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures