381 E Owens, Show Low, AZ 85901 Property Records

Navajo County property record for 381 E Owens, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	3,352 sqft · built 1978
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Jul 2022)
Tax Bill	$3,980 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210-13-050B`

Property Details

APN / Parcel Number

Primary APN	`210-13-050B`

Interior

Stories	2 Stories
Building Area	3,352 sqft Living Area
Gross Area	3,902 sqft
1st Floor Area	3,352 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	89,298 sqft
Garage Type	Attached
Garage Area	550 sqft
Porch	Open Slab
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	381 E OWENS
City	SHOW LOW
State	AZ
Zip	85901-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTION 20,T10N,R22E:COM SW COR SEC 20; TH N89DG3844 E 1318.50; TH N0DG58 W 853.74 TPOB; TH N0DG58 W 451.99; TH S89DG579 E 15.43; TH S0DG2012 E 217.12; TH S89DG3103 E 349.55; TH S0DG8 34 E 235.00; TH N89DG314 W 366.16 TPOB. OUT OF 210-13-050
Legal Range	22E
Legal Township	10N
Legal Section	20
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1026
Census Tract	961701

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 866, SAINT JOHNS, AZ 85936-0866
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 28, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	202214513
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 29, 2022
Property Address	381 E OWENS, SHOW LOW, AZ 85901-5951
Document Number	0000014513
Instrument Date	Jul 22, 2022
Instrument	2022-14513
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 E VAUGHN AVE, 444, GILBERT, AZ 85234-6449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 866, SAINT JOHNS, AZ 85936-0866

Mortgage

Document Number	0000014514
Date	Jul 29, 2022
Instrument	2022-14514

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	381 E OWENS, SHOW LOW, AZ 85901-5951
Document Number	0000006463
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	444 E VAUGHN AVE GILBERT AZ 852346449, GILBERT, AZ 85234-6449

Mortgage

Document Number	0000006463
Date	Apr 24, 2020
Instrument	6463

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 28, 2018
Property Address	381 E OWENS, SHOW LOW, AZ 85901-5951
Document Number	0000003299
Instrument Date	Feb 12, 2018
Instrument	3299
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	444 E VAUGHN AVE GILBERT AZ 852346449, GILBERT, AZ 85234-6449

Mortgage

Document Number	3300
Date	Feb 28, 2018
Instrument	3300

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$639,375 (-5.62%) Land $126,268 Building $513,107
2026			$677,451 (+4.36%) Land $117,649 Building $559,802
2025	$3,980.00 (+5.68%)	$64,913 (+0.06%) Land $9,445 Building $55,468	$649,134 (+0.06%) Land $94,450 Building $554,684
2024		$64,873 Land $9,445 Building $55,428	$648,725 Land $94,450 Building $554,275
2023	$3,766.00 (+5.67%)
2022	$3,564.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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