540 E Mill St, Rochester, IL 62563 Property Records

Sangamon County property record for 540 E Mill St, Rochester, IL 62563 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size12,250 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$87,000 (2003)
Tax Bill$2,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-15.0-182-010
Alternative APN
  • 23150182010 (CHECK DIGIT = 7)

Exterior

Lot Area12,250 sqft (0.281 acres)

Location & Zoning

Account Number23150182010
Street Address540 E MILL ST
CityROCHESTER
StateIL
Zip62563-9772
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL 1&2 EX W 34' MILL ST. ROCHESTER ORIGINAL TOWN
Legal SubdivisionVILLAGE ROCHESTER
JurisdictionSANGAMON IL
Minor Civil DivisionROCHESTER
Census Blockgroup2
Census Block2046
Census Tract3902

Owner

Source: Sangamon County records · APN 23-15.0-182-010

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 E MILL ST, ROCHESTER, IL 62563-9772
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2014Deed of Trust, Mortgage · Stand Alone First Mortgage
MARINE BANK
Feb 23, 2009Deed of Trust, Mortgage · Stand Alone First Mortgage
MARINE BANK SPRINGFIELD
Oct 18, 2011Deed of Trust, Mortgage · Stand Alone First Mortgage
MARINE BANK
Sep 30, 2008Deed of Trust, Mortgage · Stand Alone First Mortgage
MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2003 · Amount on Record
Deed SaleNov 10, 2003 · Amount on Record
Record RefreshedSep 20, 2026

March 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address540 E MILL ST, ROCHESTER, IL 62563-9772
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2014R05385
DateMar 13, 2014
Instrument2014R05385
Lender
NameMARINE BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMar 12, 2029
Interest
Rate TypeFixed Rate

February 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address540 E MILL ST, ROCHESTER, IL 62563-9772
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009R09128
DateFeb 23, 2009
Instrument2009R09128
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 22, 2024
Interest
Rate TypeFixed Rate

October 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address540 E MILL ST, ROCHESTER, IL 62563-9772
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2011R34175
DateOct 18, 2011
Instrument2011R34175
Lender
NameMARINE BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term156 Months
DueOct 17, 2024
Interest
Rate TypeFixed Rate

September 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address540 E MILL ST, ROCHESTER, IL 62563-9772
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2008R37287
DateSep 30, 2008
Instrument2008R37287
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2023
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionRochester Township
MunicipalityRochester Village
Unified School DistrictRochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,814.00 (+9.62%)$46,429 (+14.97%) Land $9,076 Building $37,353$139,287 (+14.97%) Land $27,228 Building $112,059
2022$2,567.00 Homeowner's exemption$40,385 Land $7,895 Building $32,490$121,155 Land $23,685 Building $97,470

Flood & Wildfire

540 E Mill St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on E Mill St

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