524 E Mill St, Rochester, IL 62563 Property Records

Sangamon County property record for 524 E Mill St, Rochester, IL 62563 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.249 acres (10,868 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jun 2024)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Feb 2005 Mortgage Aug 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-182-007`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-182-007`
Alternative APN	`23150182007 (CHECK DIGIT = 7)`

Exterior

Lot Area	10,868 sqft (0.249 acres)

Location & Zoning

Account Number	23150182007
Street Address	524 E MILL ST
City	ROCHESTER
State	IL
Zip	62563-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 4 MILL STREET ROCHESTER ORIGINAL TOWN
Legal Subdivision	VILLAGE OF ROCHESTER
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2046
Census Tract	3902

Owner

Source: Sangamon County records · APN 23-15.0-182-007

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2005	Deed of Trust, Mortgage · Stand-Alone First Mortgage COUNTRYWIDE HOME LOANS INC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Jun 18, 2024	Warranty Deed, Transfer · Conventional Mortgage INB NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Aug 19, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Dec 20, 2017	Deed, Transfer
Nov 13, 2013	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20249797
Record Updated	Sep 20, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R05971
Date	Feb 16, 2005
Instrument	2005R05971

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2035

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R21664
Date	Aug 19, 2020
Instrument	2020R21664

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 18, 2024
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Document Number	2024R09797
Instrument Date	Jun 14, 2024
Instrument	2024R09797
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 E MILL ST, ROCHESTER, IL 62563-9772

Mortgage

Document Number	2024R09798
Date	Jun 18, 2024
Instrument	2024R09798

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R21664
Date	Aug 19, 2020
Instrument	2020R21664

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 19, 2020
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Document Number	2020R21662
Instrument Date	Aug 16, 2020
Instrument	2020R21662
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E MILL ST, ROCHESTER, IL 62563-9772

Mortgage

Document Number	2020R21663
Date	Aug 19, 2020
Instrument	2020R21663

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 20, 2017
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Document Number	2017R32168
Instrument Date	Dec 19, 2017
Instrument	2017R32168
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Tax	$168.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1911 LAKEWOOD CT, CHATHAM, IL 62629-2208

November 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 13, 2013
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Document Number	2013R36392
Instrument Date	Nov 07, 2013
Instrument	2013R36392
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CHICAGO RD, PAW PAW, IL 61353-9208

December 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 10, 2009
Property Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Document Number	2009R55864
Instrument Date	Dec 09, 2009
Instrument	2009R55864
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Tax	$166.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E MILL ST, ROCHESTER, IL 62563-9772
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (+9.31%)	$52,525 (+14.96%) Land $8,894 Building $43,631	$157,575 (+14.96%) Land $26,682 Building $130,893
2022	$2,963.00 Homeowner's exemption	$45,688 Land $7,737 Building $37,951	$137,064 Land $23,211 Building $113,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670039022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, May 1996 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Computer Techniques	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 500
JAB Wireless	Fixed Wireless (licensed-by-rule)	300 / 60
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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