440 E Main St, Denver, IA 50622 Property Records

Bremer County property record for 440 E Main St, Denver, IA 50622

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,816 sqft · built 1914
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2015)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`10-24-379-008`

Property Details

APN / Parcel Number

Primary APN	`10-24-379-008`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	908 sqft
Basement Area	908 sqft
Finished Basement	550 sqft
Unfinished Basement	358 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	234 sqft
Deck Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	440 E MAIN ST
City	DENVER
State	IA
Zip	50622-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-91-13 ORIGINAL E 1 ROD LOT 7 BLK 5 & LOT 8 BLK 5
Legal Range	13W
Legal Township	91N
Legal Section	24
Legal Subdivision	DENVER (ORIGINAL TOWN)
Legal Block	5
Legal Lot Number	7,8
Jurisdiction	BREMER IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1036
Census Tract	4600

Owner

Source: Bremer County records · APN 10-24-379-008

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 466, DENVER, IA 50622-0466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Deed Document Number	20153458
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	440 E MAIN ST, DENVER, IA 50622-9509
Transaction Type	Mortgage
Record Updated	Oct 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193356
Date	Oct 04, 2019
Instrument	20193356

Lender

Name	DENVER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Denver City
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+12.34%) Homeowner's exemption	$216,390 (+5.22%) Land $26,980 Building $189,410	$216,390 (+5.22%) Land $26,980 Building $189,410
2023		$205,650 Land $24,900 Building $180,750	$205,650 Land $24,900 Building $180,750
2022	$2,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1979–2008)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Apr 2008 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DENVER WATER SUPPLY serves 1,919 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.