Yates County and Milo Town property record for 540 E Lake Rd, Penn Yan, NY 14527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 1952 |
| Lot Size | 0.385 acres (16,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Feb 2003) |
| Tax Bill | $10,821 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0198-000 |
| Primary APN | 0198-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Basement Area | 1,340 sqft |
| Finished Basement | 1,340 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,800 sqft (0.385 acres) |
| Lot Dimensions | 168 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 130 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0198-000 |
|---|---|
| Street Address | 540 E LAKE RD |
| City | PENN YAN |
| State | NY |
| Zip | 14527-9422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | MILO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 150502 |
540 E Lake Rd is owned by two individuals who bought it in February 2003.
Source: Yates County and Milo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 WHEELER PL W, WEST NYACK, NY 10994-2924 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2003 · Amount on File |
| Deed Sale | Feb 7, 2003 · Amount on File |
| Deed Book / Page | 478 / 31 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 540 E LAKE RD, PENN YAN, NY 14527-9422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 30 WHEELER PL W, WEST NYACK, NY 10994-2924 |
| Document Number | 20215570 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-5570 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 540 E LAKE RD, PENN YAN, NY 14527-9422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 30 WHEELER PL W, WEST NYACK, NY 10994-2924 |
| Document Number | 20215571 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-5571 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 540 E Lake Rd was $10,821, up 2.8% from the year before.
Source: Yates County and Milo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Milo Town |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,821.00 (+2.82%) | ||
| 2025 | $10,524.00 | $598,100 Land $339,400 Building $258,700 | $729,400 Land $413,908 Building $315,492 |
| 2023 | $598,100 Land $339,400 Building $258,700 | $598,100 Land $339,400 Building $258,700 | |
| 2020 | $11,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 5 (2014–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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