534 E Lake Rd, Penn Yan, NY 14527 Property Records

Yates County and Milo Town property record for 534 E Lake Rd, Penn Yan, NY 14527

Property Summary

Details	5 bd · 2 ba · 1,344 sqft · built 1952
Lot Size	0.252 acres (11,000 sqft)
Owner	2 Company Names on File
Last Sale	$170,000 (Oct 2003)
Tax Bill	$9,484 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`573089 97.22-1-6`

Property Details

APN / Parcel Number

Primary APN	`573089 97.22-1-6`
Alternative APNs	`308909702200010060000000` `0556-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	940 sqft
Finished Basement	940 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,000 sqft (0.252 acres)
Lot Dimensions	220 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0556-000
Street Address	534 E LAKE RD
City	PENN YAN
State	NY
Zip	14527-9422
Property Category	Other
Property Type	Unknown
Local Zoning Code	LR
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	YATES NY
Township / Civil Division	MILO
Census Block Group	2
Census Block	2029
Census Tract	150502

Owner

534 E Lake Rd is owned by a company that bought it in October 2003 and is owner-occupied.

Source: Yates County and Milo Town records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	534 E LAKE RD, PENN YAN, NY 14527-9422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2003 · Amount on File
Deed Sale	Oct 27, 2003 · Amount on File
Prior Sale	Jul 17, 1998 · Amount on File
Deed Book / Page	493 / 148
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	534 E LAKE RD, PENN YAN, NY 14527-9422
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1058/300
Date	Apr 3, 2017
Book Page	MT 1058/300
Instrument	2017-00000854

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	534 E LAKE RD, PENN YAN, NY 14527-9422
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1112/263
Date	Dec 3, 2018
Book Page	MT 1112/263
Instrument	2018-00003098

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 534 E Lake Rd was $9,484 with a homeowner's exemption, up 2.8% from the year before.

Source: Yates County and Milo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Milo Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,484.00 (+2.81%) Homeowner's exemption
2025	$9,225.00	$519,600 Land $256,000 Building $263,600	$633,700 Land $312,216 Building $321,484
2023		$519,600 Land $256,000 Building $263,600	$519,600 Land $256,000 Building $263,600
2020	$9,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	5 (2014–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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