540 E Gunn Rd, Rochester, MI 48306 Property Records

Oakland County property record for 540 E Gunn Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,795 sqft · built 2018
Lot Size	5.22 acres (227,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (Sep 2017)
Tax Bill	$17,372 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-26-200-061`

Property Details

APN / Parcel Number

Primary APN	`N-10-26-200-061`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	6,795 sqft Living Area
Basement Area	4,597 sqft
Unfinished Basement	4,597 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	227,383 sqft (5.22 acres)
Terrain	Rolling
Garage Area	2,836 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	540 E GUNN RD
City	ROCHESTER
State	MI
Zip	48306-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T4N, R11E, SEC 26 PART OF W 1/2 OF NE 1/4 BEG AT PT DIST N 89-58-30 E 485.61 FT, FROM N 1/4 COR, TH N 89-58-30 E 350 FT, TH S 00-23-55 E 658.19 FT, TH N 86-04-27 W 355.41 FT, TH N 633.69 FT TO BEG 5.22 A 10-17-16 FR 009
Legal Range	11E
Legal Township	04N
Legal Section	26
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1003
Census Tract	190200

Owner

Source: Oakland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 E GUNN RD, ROCHESTER, MI 48306-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2017164482
Deed Book / Page	51031 / 703
Last Transfer Date	Nov 30, 2017
Transfer Doc	0000223533
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jul 9, 2026
Property Address	540 E GUNN RD, ROCHESTER, MI 48306-1812
Document Number	0000097762
Book / Page	61348 / 274
Instrument Date	Jun 23, 2026
Instrument	202697762
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E GUNN RD, ROCHESTER, MI 48306-1812

Mortgage

Document Number	0000097762,
Date	Jul 9, 2026
Book Page	61348/274
Instrument	202697762

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	540 E GUNN RD, ROCHESTER, MI 48306-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183504
Date	Nov 4, 2019
Book Page	53458/00745
Instrument	183504

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	540 E GUNN RD, ROCHESTER, MI 48306-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E GUNN RD, ROCHESTER, MI 48306-1812

Mortgage

Document Number	0000260968
Date	Dec 9, 2020
Book Page	55301/403
Instrument	260968

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,372.00 (-33.02%) Homeowner's exemption	$1,232,240 (+9.91%)	$2,464,480 (+9.91%)
2024	$25,935.00 (+15.29%)
2023		$1,121,110	$2,242,220
2021	$22,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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