430 E Gunn Rd, Rochester, MI 48306 Property Records

Oakland County property record for 430 E Gunn Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,402 sqft · built 1998
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,381 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N-10-26-100-012`

Property Details

APN / Parcel Number

Primary APN	`N-10-26-100-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,402 sqft Living Area
1st Floor Area	1,717 sqft
Basement Area	1,346 sqft
Unfinished Basement	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	70,132 sqft (1.61 acres)
Terrain	Rolling
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	233 sqft
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	430 E GUNN RD
City	ROCHESTER
State	MI
Zip	48306-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 26 PART OF NW 1/4 BEG AT N 1/4 COR, TH S 89-15-47 W 315 FT, TH S 00-52-10 E 223 FT, TH N 89-15-47 E 315 FT, TH N 00-52-10 W 223 FT TO BEG 1.61 A 8-16-94 CORR
Legal Range	11E
Legal Township	04N
Legal Section	26
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	190200

Owner

430 E Gunn Rd is owned and occupied by two individuals who acquired it in November 2001.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 E GUNN RD, ROCHESTER, MI 48306-1808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2001
Deed Sale	Nov 14, 2001
Prior Sale	Nov 21, 1997 · Amount on File
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	430 E GUNN RD, ROCHESTER, MI 48306-1808
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E GUNN RD, ROCHESTER, MI 48306-1808

Mortgage

Document Number	0000122349
Date	May 10, 2021
Book Page	56211/170
Instrument	122349

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	430 E GUNN RD, ROCHESTER, MI 48306-1808
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E GUNN RD, ROCHESTER, MI 48306-1808

Mortgage

Document Number	0000071680
Date	Mar 19, 2021
Book Page	55911/737
Instrument	71680

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 430 E Gunn Rd was $2,381 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (-33.01%) Homeowner's exemption	$300,260	$600,520
2024	$3,554.00
2023		$269,720	$539,440
2021	$3,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 E Gunn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 E Gunn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Gunn Rd

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