540 E Chestnut St, Geneseo, IL 61254 Property Records

Henry County property record for 540 E Chestnut St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,900 sqft · built 1959
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2024)
Tax Bill	$6,031 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-477-006`

Property Details

APN / Parcel Number

Primary APN	`08-21-477-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	109 ft deep x 100 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	540 E CHESTNUT ST
City	GENESEO
State	IL
Zip	61254-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 SCHEFSKYS SUB CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	477
Legal Lot Number	2
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3040
Census Tract	30302

Owner

Source: Henry County assessment roll, APN 08-21-477-006, as of June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 E CHESTNUT ST, GENESEO, IL 61254-1708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Document Number	20245221
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	540 E CHESTNUT ST, GENESEO, IL 61254-1708
Document Number	0000007817
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 E CHESTNUT ST GENESEO IL 612541708, GENESEO, IL 61254-1708

Mortgage

Document Number	0000007817
Date	Nov 30, 2020
Instrument	7817

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

Source: Henry County assessment roll as of June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,031.00 (+28.87%)	$81,714 (+25.82%) Land $10,254 Building $71,460	$245,142 (+25.82%) Land $30,762 Building $214,380
2022		$64,944 Land $8,150 Building $56,794	$194,832 Land $24,450 Building $170,382
2021	$4,680.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), as of June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 462 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Geneseo Communications Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0730500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENESEO serves 6,539 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.