517 E Chestnut St, Geneseo, IL 61254 Property Records

Henry County property record for 517 E Chestnut St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,657 sqft · built 1967
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2025)
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-21-431-012`

Property Details

APN / Parcel Number

Primary APN	`08-21-431-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft
Basement Area	1,657 sqft
Unfinished Basement	1,657 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	517 E CHESTNUT ST
City	GENESEO
State	IL
Zip	61254-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 HAWTHORNE COURT SUB CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	431
Legal Lot Number	17
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3039
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 E CHESTNUT ST, GENESEO, IL 61254-1707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Loan Modification, Mortgage · Conventional with PMI CENTRAL BK/IL
Aug 6, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Deed Document Number	20254243
Prior Transfer Date	Aug 8, 2025
Prior Transfer Doc	0000004243
Record Updated	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	517 E CHESTNUT ST, GENESEO, IL 61254-1707
Document Number	0000005562
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000005562
Date	Oct 28, 2019
Instrument	5562

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Oct 27, 2024

Interest

Rate	4.51%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	517 E CHESTNUT ST, GENESEO, IL 61254-1707
Document Number	0000004125
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 N STATE ST GENESEO IL 612541239, GENESEO, IL 61254-1239

Mortgage

Document Number	0000004125
Date	Aug 13, 2019
Instrument	4125

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 12, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,607.00 (+24.14%)	$58,666 (+25.83%) Land $9,204 Building $49,462	$175,998 (+25.83%) Land $27,612 Building $148,386
2022		$46,625 Land $7,315 Building $39,310	$139,875 Land $21,945 Building $117,930
2021	$3,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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