540 Decker Rd, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 540 Decker Rd, Commerce Township, MI 48390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,043 sqft · built 1986
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Mar 2010)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-35-251-079`

Property Details

APN / Parcel Number

Primary APN	`E-17-35-251-079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
1st Floor Area	2,027 sqft
Basement Area	1,487 sqft
Unfinished Basement	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	180 ft deep x 153 ft wide
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	411 sqft
Patio Area	799 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	540 DECKER RD
City	WALLED LAKE
State	MI
Zip	48390-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 35 PART OF NE 1/4 BEG AT PT DIST S 2322.59 FT & S 89-25-00 E 507 FT FROM N 1/4 COR, TH S 89-25-00 E 153 FT, TH S 330 FT, TH N 89-25-00 W 80 FT, TH N 150 FT, TH N 89-25-00 W 73 FT, TH N 180 FT TO BEG 0.91 A 10-29-09 FR 045 & 047
Legal Range	08E
Legal Township	02N
Legal Section	35
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3004
Census Tract	134800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	540 DECKER RD, WALLED LAKE, MI 48390-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2010 · Amount on File
Deed Sale	Mar 9, 2010 · Amount on File
Prior Sale	Aug 4, 1998
Deed Document Number	201037600
Deed Book / Page	41892 / 595
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	540 DECKER RD, COMMERCE TOWNSHIP, MI 48390-3806
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 DECKER RD, WALLED LAKE, MI 48390-3806

Mortgage

Document Number	0000031842
Date	Apr 4, 2023
Book Page	58514/575
Instrument	31842

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	540 DECKER RD, COMMERCE TOWNSHIP, MI 48390-3806
Document Number	0000140025
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 DECKER RD WALLED LAKE MI 483903806, WALLED LAKE, MI 48390-3806

Mortgage

Document Number	0000140025
Date	Aug 28, 2019
Book Page	053187/000361
Instrument	140025

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (-37.18%) Homeowner's exemption	$217,670 (+16.69%)	$435,340 (+16.69%)
2024	$4,220.00 (+14.21%)
2023		$186,540	$373,080
2021	$3,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Decker Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures