516 Decker Rd, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 516 Decker Rd, Commerce Township, MI 48390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1971
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Company Names on File
Last Sale	$311,000 (Aug 2023)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-35-251-080`

Property Details

APN / Parcel Number

Primary APN	`E-17-35-251-080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	150 ft deep x 205 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	516 DECKER RD
City	WALLED LAKE
State	MI
Zip	48390-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 35 PART OF NE 1/4 BEG AT PT DIST S 2322.59 FT & S 89-25-00 E 507 FT & S 180 FT FROM N 1/4 COR, TH S 89-25-00 E 73 FT, TH S 150 FT, TH N 89-25-00 W 125 FT, TH N 150 FT, TH S 89-25-00 E 52 FT TO BEG 0.43 A 10-29-09 FR 047
Legal Range	08E
Legal Township	02N
Legal Section	35
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3004
Census Tract	134800

Owner

516 Decker Rd is owned by a company that bought it in August 2023 and is owner-occupied.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	516 DECKER RD, WALLED LAKE, MI 48390-3806
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Oct 14, 2011 · Amount on File
Deed Document Number	202389840
Deed Book / Page	58812 / 782
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 16, 2023
Property Address	516 DECKER RD, COMMERCE TOWNSHIP, MI 48390-3806
Document Number	0000089840
Book / Page	58812 / 782
Instrument Date	Aug 11, 2023
Instrument	89840
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,332.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 CHERRY GROVE LN, COMMERCE TOWNSHIP, MI 48390-3972

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21538 GREEN HILL RD # 129, 129, FARMINGTON HILLS, MI 48335-4456

Mortgage

Document Number	0058812784
Date	Aug 16, 2023
Instrument	58812/784

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	516 DECKER RD, COMMERCE TOWNSHIP, MI 48390-3806
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 DECKER RD, WALLED LAKE, MI 48390-3806

Mortgage

Document Number	0000219340
Date	Sep 13, 2021
Book Page	56836/493
Instrument	219340

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 516 Decker Rd was $2,847 with a homeowner's exemption, down 36.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,847.00 (-36.85%) Homeowner's exemption	$153,980	$307,960
2024	$4,508.00
2023		$118,980	$237,960
2021	$2,519.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 Decker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Decker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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