Cherokee County property record for 540 Davis Creek Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1933 |
| Lot Size | 69 acres (3,005,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,000 (Dec 1996) |
| Tax Bill | $498 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 459500383765000 |
| Primary APN | 459500383765000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,024 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,005,640 sqft (69 acres) |
| Lot Width | 30 ft Width |
| Terrain | Wooded |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 440040088724 |
|---|---|
| Street Address | 540 DAVIS CREEK RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR 2 FR LOVINGOOD 783/200 |
| Legal Tract | 2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930300 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6776 OLD HWY 64 W, WARNE, NC 28909-8796 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1996 · Amount on Record |
| Deed Sale | Dec 1, 1996 · Amount on Record |
| Deed Document Number | 0000783200 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498.00 | $61,760 (-) | $385,030 (-) Land $380,190 Building $4,840 |
| 2023 | $61,760 | $385,030 Land $380,190 Building $4,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 97.6% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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