185 Davis Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 185 Davis Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,142 sqft · built 1993
Lot Size	9.11 acres (397,267 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Feb 2021)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`459500186187000`

Property Details

APN / Parcel Number

Primary APN	`459500186187000`
Alternative APN	`53912`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,142 sqft Heated Area
Upper Floors Area	520 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	397,267 sqft (9.11 acres)
Lot Dimensions	499 ft deep x 646 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	368 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53912
Street Address	185 DAVIS CREEK RD
City	MURPHY
State	NC
Zip	28906-9573
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR DINOFSKY 1564/754
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1022
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	185 DAVIS CREEK RD, MURPHY, NC 28906-9573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Jul 17, 2017
Deed Document Number	1037
Deed Book / Page	1672 / 876
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 16, 2021
Property Address	185 DAVIS CREEK RD, MURPHY, NC 28906-9573
Document Number	1672/876
Book / Page	1672 / 876
Instrument Date	Jan 29, 2021
Instrument	1037
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8015 HAMPTON GLEN DR, 8015, TAMPA, FL 33647-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7832 CONFEDERATE DR, MERIDIAN, MS 39305-9464

Mortgage

Document Number	1672880
Date	Feb 16, 2021
Instrument	1672/880

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 17, 2017
Property Address	185 DAVIS CREEK RD, MURPHY, NC 28906-9573
Document Number	01564/0754
Book / Page	01564 / 0754
Instrument Date	Apr 15, 2017
Instrument	03071
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8015 HAMPTON GLEN DR, TAMPA, FL 33647-3555

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00	$244,720 (-)	$244,720 (-) Land $33,640 Building $211,080
2023		$244,720	$244,720 Land $33,640 Building $211,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 97.2% of North Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Blue Ridge Mountain EMC, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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