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540 Cypress Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 540 Cypress Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,141 sqft · built 1959
Lot Size0.319 acres (13,939 sqft)
Owner2 Individual Names on File
Tax Bill$9,049 (2025)
Deeds & MortgagesFeb 2017 Sale
Flood ZoneZone X (minimal risk)
APN32-40-32-00006-0110-00007.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00006-0110-00007.0
Alternative APN
  • 58852

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,141 sqft Living Area
1st Floor Area1,796 sqft
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeDetached
Garage Area440 sqft
DrivewayDriveway
Driveway Area1,200 sqft

Exterior Amenities

PorchPorch
Porch Area345 sqft
Patio Area360 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number58852
Street Address540 CYPRESS RD
CityVERO BEACH
StateFL
Zip32963-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVERO BEACH ESTATES BLK 11 LOTS 7 & 8 PBS 5-8
Legal Range40
Legal Township32
Legal Section32
Legal SubdivisionVERO BEACH ESTATES
Legal Block11
Legal Lot Number7-8 8
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1037
Census Tract50505

Owner

540 Cypress Rd is owned and occupied by two individuals who acquired it in February 2017.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Individual Names on File
Mailing Address540 CYPRESS RD, VERO BEACH, FL 32963-1723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2017
Deed SaleFeb 17, 2017
Deed Document Number3120170008992
Deed Book / Page3002 / 1140
Record UpdatedJun 8, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 17, 2017
Property Address540 CYPRESS RD, VERO BEACH, FL 32963-1723
Document Number0030021140
Book / Page003002 / 001140
Instrument DateDec 14, 2016
Instrument8992
Transaction TypeTransfer
Record UpdatedMar 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12114 CREEKSIDE CT LAWRENCEVILLE NJ 086482884, LAWRENCEVILLE, NJ 08648-2884

Tax Assessment & Valuation

The 2025 property tax bill for 540 Cypress Rd was $9,049.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,049.00$669,283$879,591 Land $693,600 Building $185,991
2023$7,873.00 (+12.84%)$624,421 (+20.13%)$815,793 (+31.77%) Land $606,900 Building $208,893
2022$6,977.00$519,767$619,099 Land $433,500 Building $185,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Cypress Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Cypress Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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