520 Cypress Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 520 Cypress Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,520 sqft · built 1997
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$1,500,000 (Mar 2022)
Tax Bill$15,487 (2025)
Deeds & MortgagesMar 2022 Sale
Nov 2019 Sale
Flood ZoneZone X (moderate risk)
APN32-40-32-00006-0110-00003.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00006-0110-00003.0
Alternative APN
  • 58850

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,520 sqft Living Area
Gross Area2,938 sqft
1st Floor Area2,520 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions140 ft deep x 100 ft wide
View / LotInterior
Garage TypeAttached
Garage Area418 sqft
DrivewayConcrete Driveway
Driveway Area1,550 sqft

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area392 sqft
Patio Area960 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address520 CYPRESS RD
CityVERO BEACH
StateFL
Zip32963-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVERO BEACH ESTATES BLK 11 LOTS 3 & 4 PBS 5-8
Legal Range40E
Legal Township32S
Legal Section32
Legal SubdivisionVERO BEACH ESTATES
Legal Block11
Legal Lot Number3,4
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1037
Census Tract50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 CYPRESS RD, VERO BEACH, FL 32963-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 6, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Prior SaleOct 2, 1995 · Amount on Record
Deed Document Number202213130
Deed Book / Page3516 / 657
Prior Transfer DateNov 5, 2019
Prior Transfer Doc0032520311
Record UpdatedJun 8, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionINDIAN RIVER FL
Recording DateMar 2, 2022
Property Address520 CYPRESS RD, VERO BEACH, FL 32963-1723
Document Number0035160657
Book / Page3516 / 657
Map ReferenceMB 5 PG 8
Instrument DateFeb 28, 2022
Instrument3120220013130
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$10,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 W LAKE JASMINE CIR, 605, VERO BEACH, FL 32962-8567

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 CYPRESS RD, VERO BEACH, FL 32963-1723

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 6, 2019
Property Address520 CYPRESS RD, VERO BEACH, FL 32963-1723
Document Number0032520311
Book / Page003252 / 000311
Instrument DateNov 5, 2019
Instrument64993
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address520 CYPRESS RD VERO BEACH FL 329631723, VERO BEACH, FL 32963-1723

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,487.00 (-2.32%) Homeowner's exemption$1,000,146 (-1%)$1,242,801 (+23.02%) Land $693,600 Building $549,201
2023$15,855.00 (+250.46%)$1,010,218 (+214.19%) Land $606,900 Building $403,318$1,010,218 (+32.22%) Land $606,900 Building $403,318
2022$4,524.00$321,534$764,023 Land $433,500 Building $330,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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