Madison County property record for 540 Cunningham Ln, Bethalto, IL 62010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 1976 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Jul 2008) |
| Tax Bill | $3,132 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| APN | 15-1-09-09-00-000-011-001 |
| Primary APN | 15-1-09-09-00-000-011-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 540 CUNNINGHAM LN |
|---|---|
| City | BETHALTO |
| State | IL |
| Zip | 62010-2282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 SW |
| Legal Subdivision | MEADOWBROOK SUBDIVISION |
| Jurisdiction | MADISON IL |
| Township / Civil Division | FORT RUSSELL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 402803 |
540 Cunningham Ln is owned and occupied by an individual who acquired it in June 2014.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 CUNNINGHAM LN, BETHALTO, IL 62010-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2008 · Amount on File |
| Deed Sale | Jul 28, 2008 · Amount on File |
| Deed Document Number | 200835409 |
| Last Transfer Date | Jun 20, 2014 |
| Transfer Doc | 0000024340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 540 CUNNINGHAM LN, BETHALTO, IL 62010-2282 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000024913 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025R24913 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 540 Cunningham Ln was $3,132 with exemptions applied, up 6.7% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Fort Russell Township |
| Unified School District | Bethalto Consolidated Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,132.00 (+6.75%) | $60,250 Land $14,420 Building $45,830 | $180,750 Land $43,260 Building $137,490 |
| 2024 | $2,934.00 | ||
| 2022 | $2,584.00 | $48,320 Land $11,560 Building $36,760 | $145,105 Land $34,715 Building $110,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 540 Cunningham Ln; there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Cunningham Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
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