534 Cunningham Ln, Bethalto, IL 62010 Property Records

Madison County property record for 534 Cunningham Ln, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,148 sqft · built 1945
Lot Size	43.4 acres (1,892,682 sqft)
Owner	Individual Name on Record
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Sep 2025 Transfer Feb 2025 Sale + 2 more
APN	`15-1-09-09-00-000-011`

Property Details

APN / Parcel Number

Primary APN	`15-1-09-09-00-000-011`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,892,682 sqft (43.4 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Lean-To	240 sqft
Pole Barn	4,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	534 CUNNINGHAM LN
City	BETHALTO
State	IL
Zip	62010-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW
Legal Subdivision	SOUTH MEADOWBROOK SUB
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	1
Census Block	1001
Census Tract	402803

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 CUNNINGHAM LN, BETHALTO, IL 62010-2282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 28, 2025	Administrator's Deed, Transfer SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW
Jul 17, 2018	Loan Modification, Mortgage UNITED CMNTY BK
May 19, 2017	Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025
Deed Sale	Sep 25, 2025
Prior Sale	Feb 28, 2025 · Amount on Record
Deed Document Number	202526779
Prior Transfer Date	Aug 13, 2025
Prior Transfer Doc	0000026779
Record Updated	Sep 20, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	Sep 25, 2025
Property Address	534 CUNNINGHAM LN, BETHALTO, IL 62010-2282
Document Number	0000026779
Map Reference	BK 597 PG 208
Instrument Date	Aug 13, 2025
Instrument	2025R26779
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 CUNNINGHAM LN, BETHALTO, IL 62010-2282

February 2025: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MADISON IL
Recording Date	Feb 28, 2025
Property Address	534 CUNNINGHAM LN, BETHALTO, IL 62010-2282
Document Number	0000005567
Map Reference	PB 14 PG 32
Instrument Date	Feb 20, 2025
Instrument	2025R05567
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CUNNINGHAM LN, BETHALTO, IL 62010-2282

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	534 CUNNINGHAM LN, BETHALTO, IL 62010-2282
Document Number	0000022817
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	534 CUNNINGHAM LN BETHALTO IL 620102282, BETHALTO, IL 62010-2282

Mortgage

Document Number	0000022817
Date	Jul 25, 2018
Instrument	22817

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	GODFREY, IL 62035

Agreement

Term	36 Months
Due	Jul 24, 2021

Interest

Rate	5.5%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	534 CUNNINGHAM LN, BETHALTO, IL 62010-2282
Document Number	0000018395
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 CUNNINGHAM LN BETHALTO IL 620102282, BETHALTO, IL 62010-2282

Mortgage

Document Number	0000018395
Date	Jun 5, 2017
Instrument	18395

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 4, 2057

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (+2.87%) Homeowner's exemption Senior Citizen's exemption	$132,420 (+6.29%) Land $24,750 Building $107,670
2024	$1,744.00 (+1.16%)	$124,580 (+14.85%) Land $22,680 Building $101,900
2022	$1,724.00	$108,470 Land $18,770 Building $89,700	$325,735 Land $56,366 Building $269,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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