531 Cochrane St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 531 Cochrane St, Eau Claire, WI 54703

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,087 sqft · built 1881
Lot Size0.182 acres (7,937 sqft)
OwnerCompany Name on File
Tax Bill$3,957 (2025)
Deeds & MortgagesFeb 2024 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN01-0432-000

Property Details

APN / Parcel Number

Primary APN01-0432-000
Alternative APNs
  • 18221-2-270917-410-2088
  • 221010432000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Units2 Units
Stories2 Stories
Building Area2,087 sqft Total Area
Basement Area995 sqft
Unfinished Basement995 sqft

Exterior

Year BuiltBuilt 1881
Effective Year BuiltEffective 1881
Architectural StyleDuplex Single
Exterior MaterialVinyl
Lot Area7,937 sqft (0.182 acres)
Lot Dimensions124 ft deep x 64 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address531 COCHRANE ST
CityEAU CLAIRE
StateWI
Zip54703-3208
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionLOT 15 BLK 13 PUTNAM & SIMONS 1ST ADD
Legal Range09W
Legal Township27N
Legal Section17
Legal SubdivisionSIMONS 1ST ADD
Legal Block13
Legal Lot Number15
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group2
Census Block2010
Census Tract600

Owner

Source: Eau Claire County records · APN 01-0432-000

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2725 MORNINGSIDE DR, EAU CLAIRE, WI 54703-3424
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
May 13, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address531 COCHRANE ST, EAU CLAIRE, WI 54703-3208
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001252322
DateFeb 21, 2024
Instrument1252322
Lender
NameHOMESTEAD FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateMay 13, 2021
Property Address531 COCHRANE ST, EAU CLAIRE, WI 54703-3208
Document Number0001211520
Instrument DateMay 11, 2021
Instrument1211520
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11547 46TH AVE, CHIPPEWA FALLS, WI 54729-6762
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Eau Claire County records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,957.00$196,500 (+11.39%) Land $18,600 Building $177,900$257,000
2023$176,400 Land $18,600 Building $157,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eau Claire County (55035C), updated April 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 491 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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