Sarasota County property record for 540 Chipping Ln, Longboat Key, FL 34228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,127 sqft · built 2015 |
| Lot Size | 0.258 acres (11,247 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $525,000 (Jul 2013) |
| Tax Bill | $43,450 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 0009-10-0013 |
| Primary APN | 0009-10-0013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,127 sqft Living Area |
| 1st Floor Area | 2,127 sqft |
| 2nd Floor Area | 1,292 sqft |
| Upper Floors Area | 1,292 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 11,247 sqft (0.258 acres) |
| Lot Dimensions | 112 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Pool Area | 500 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 758 sqft |
| Deck Area | 172 sqft |
| Patio Area | 847 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 CHIPPING LN |
|---|---|
| City | LONGBOAT KEY |
| State | FL |
| Zip | 34228-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4SF |
| Legal Description | LOT 6 BLK G COUNTRY CLUB SHORES UNIT 5 SEC 2 |
| Legal Range | 17E |
| Legal Township | 36S |
| Legal Section | 16 |
| Legal Subdivision | COUNTRY CLUB SHORES UNIT 5 SEC 2 |
| Legal Tract | 1700 |
| Legal Block | G |
| Legal Lot Number | 6 |
| Legal Unit | 5 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | LONGBOAT KEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 801 |
The current owner of 540 Chipping Ln bought it in July 2013.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 540 CHIPPING LN, LONGBOAT KEY, FL 34228-3518 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on File |
| Deed Sale | Jul 26, 2013 · Amount on File |
| Prior Sale | Oct 3, 1995 · Amount on File |
| Deed Document Number | 2013104079 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 540 Chipping Ln was $43,450 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Longboat Key Town |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,450.00 Homeowner's exemption | $3,411,784 | $3,551,200 Land $1,247,000 Building $2,304,200 |
| 2023 | $41,991.00 (+1.71%) Homeowner's exemption | $3,219,059 (+3%) | $3,713,800 (+18.83%) Land $1,310,400 Building $2,403,400 |
| 2022 | $41,285.00 Homeowner's exemption | $3,125,300 Land $1,208,200 Building $1,917,100 | $3,125,300 Land $1,208,200 Building $1,917,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Chipping Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 216 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 750 units insured incl. 534 condo units |
| Nearby Flood Claims | 106 (1979–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 Chipping Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Hotwire Communications.
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