520 Chipping Ln, Longboat Key, FL 34228 Property Records

Sarasota County property record for 520 Chipping Ln, Longboat Key, FL 34228

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,426 sqft · built 2022
Lot Size0.258 acres (11,247 sqft)
OwnerTrust Name on File
Last Sale$5,130,000 (Jun 2024)
Tax Bill$47,458 (2025)
Deeds & MortgagesSep 2020 Sale
Flood ZoneZone AE (high risk)
APN0009-10-0015

Property Details

APN / Parcel Number

Primary APN0009-10-0015

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,426 sqft Living Area
1st Floor Area2,428 sqft
Upper Floors Area1,986 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialConcrete
Lot Area11,247 sqft (0.258 acres)
Lot Dimensions112 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

Pool Area384 sqft
PorchOpen Porch
Deck Area273 sqft
Patio Area980 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address520 CHIPPING LN
CityLONGBOAT KEY
StateFL
Zip34228-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4SF
Legal DescriptionLOT 8 BLK G COUNTRY CLUB SHORES UNIT 5 SEC 2
Legal Range17E
Legal Township36S
Legal Section16
Legal SubdivisionCOUNTRY CLUB SHORES UNIT 5 SEC 2
Legal Tract1700
Legal BlockG
Legal Lot Number8
Legal Unit5
JurisdictionSARASOTA FL
Township / Civil DivisionLONGBOAT KEY
Census Block Group1
Census Block1002
Census Tract801

Owner

520 Chipping Ln is owner-occupied and held in a trust since September 2024.

Source: Sarasota County records, as of January 12, 2026

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address520 CHIPPING LN, LONGBOAT KEY, FL 34228-3518
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2024 · Amount on File
Deed SaleJun 28, 2024 · Amount on File
Prior SaleJun 28, 2024 · Amount on File
Deed Document Number0000090463
Last Transfer DateSep 27, 2024
Transfer Doc0000130654
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateSep 24, 2020
Property Address520 CHIPPING LN, LONGBOAT KEY, FL 34228-3518
Document Number0000131425
Instrument DateSep 24, 2020
Instrument131425
Transaction TypeTransfer
Record UpdatedOct 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount on Record
Tax$5,775.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 CHIPPING LN LONGBOAT KEY FL 342283518, LONGBOAT KEY, FL 34228-3518

Tax Assessment & Valuation

The 2025 property tax bill for 520 Chipping Ln was $47,458 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
MunicipalityLongboat Key Town
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,458.00 Homeowner's exemption$3,722,900 Land $1,197,100 Building $2,525,800$3,722,900 Land $1,197,100 Building $2,525,800
2023$45,570.00 (+233.11%) Homeowner's exemption$3,478,000 (+191.05%) Land $1,258,000 Building $2,220,000$3,478,000 (+191.05%) Land $1,258,000 Building $2,220,000
2022$13,680.00$1,195,000 Land $1,159,800 Building $35,200$1,195,000 Land $1,159,800 Building $35,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Chipping Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 216 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies750 units insured
incl. 534 condo units
Nearby Flood Claims106 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Helene, Sep 2024 · 43 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 Chipping Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LONGBOAT KEY
serves 7,098 people · EPA ID FL6411098
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Hotwire Communications.

Nearby Properties on Chipping Ln

Nearby Streets

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