540 Central Ave S, Milaca, MN 56353 Property Records

Mille Lacs County property record for 540 Central Ave S, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	934 sqft · built 1920
Lot Size	0.218 acres (9,507 sqft)
Owner	Company Name on Record
Last Sale	$125,400 (Apr 2019)
Tax Bill	$2,878 (2026)
Deeds & Mortgages	Jul 2019 Transfer Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-280-0100`

Property Details

APN / Parcel Number

Primary APN	`21-280-0100`

Interior

Building Area	934 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,507 sqft (0.218 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	283 sqft

Location & Zoning

Street Address	540 CENTRAL AVE S
City	MILACA
State	MN
Zip	56353-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	36
Legal Subdivision	FLINKS ADDITION
Legal Block	41
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3047
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1249, ALEXANDRIA, MN 56308-0139
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2019	Deed, Subdivision Related Transfer
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage BLACK RIDGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	2019410943
Last Transfer Date	Jun 26, 2019
Transfer Doc	000A412369
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 25, 2019
Property Address	540 CENTRAL AVE S, MILACA, MN 56353-1131
Document Number	000A412369
Instrument Date	Jun 26, 2019
Instrument	A412369
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1249, ALEXANDRIA, MN 56308-3249

April 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 5, 2019
Property Address	540 CENTRAL AVE S, MILACA, MN 56353-1131
Document Number	000A410943
Instrument Date	Mar 8, 2019
Instrument	A410943
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CENTRAL AVE S, MILACA, MN 56353-1131

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 13, 2019
Property Address	540 CENTRAL AVE S, MILACA, MN 56353-1131
Document Number	000A410697
Instrument Date	Mar 8, 2019
Instrument	A410697
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CENTRAL AVE S, MILACA, MN 56353-1131

Mortgage

Document Number	000A410698
Date	Mar 13, 2019
Instrument	A410698

Lender

Name	BLACK RIDGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 10, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,878.00 (+7.39%)	$211,300 (+1.1%) Land $36,000 Building $175,300	$211,300 (+1.1%) Land $36,000 Building $175,300
2025	$2,680.00 (+5.02%)	$209,000 (+16.76%) Land $32,000 Building $177,000	$209,000 (+16.76%) Land $32,000 Building $177,000
2023	$2,552.00	$179,000 Land $28,000 Building $151,000	$179,000 Land $28,000 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

540 Central Ave S, Milaca, MN 56353 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2019: Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Central Ave S

Nearby Streets

Search Property Records by Address or Parcel Number