1. Home
  2. Minnesota
  3. Mille Lacs County
  4. Milaca
  5. Central Ave S

520 Central Ave S, Milaca, MN 56353 Property Records

Mille Lacs County property record for 520 Central Ave S, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details1,816 sqft · built 1956
Lot Size0.417 acres (18,186 sqft)
Owner2 Individual Names on File
Last Sale$63,969 (Jul 2014)
Tax Bill$106 (2026)
Deeds & MortgagesMay 2023 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN21-280-0110

Property Details

APN / Parcel Number

Primary APN21-280-0110

Interior

Building Area1,816 sqft Living Area
Basement Area1,816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area18,186 sqft (0.417 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Street Address520 CENTRAL AVE S
CityMILACA
StateMN
Zip56353-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEX S 82.7 FT & OUTLOT B, FLINKS 2ND ADDN & S 1/2 OF VACATED HILL ST ADJ OUTLOT B
Legal Range27
Legal Township38
Legal Section36
Legal SubdivisionFLINKS ADDITION
Legal Block41
Legal Lot Number4
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group3
Census Block3047
Census Tract170500

Owner

Source: Mille Lacs County records · APN 21-280-0110

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address520 CENTRAL AVE S, MILACA, MN 56353-1131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 18, 2017Deed, Transfer · VA Mortgage
CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2014 · Amount on Record
Deed SaleJul 02, 2014 · Amount on Record
Prior SaleFeb 15, 2011 · Amount on Record
Deed Document Number2014385574
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address520 CENTRAL AVE S, MILACA, MN 56353-1131
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A436355
DateMay 25, 2023
InstrumentA436355
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueMay 12, 2035

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateJul 18, 2017
Property Address520 CENTRAL AVE S, MILACA, MN 56353-1131
Document Number000A401593
Instrument DateJun 27, 2017
InstrumentA401593
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 CENTRAL AVE S, MILACA, MN 56353-1131

Mortgage

Document Number000A401594
DateJul 18, 2017
InstrumentA401594
Lender
NameCAMBRIA FINANCIAL GROUP LLC
TypeFunding / Finance Company
AddressEDEN PRAIRIE, MN 55344
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$106.00 (-93.21%)
2025$306,600 (+20.14%) Land $32,000 Building $274,600$306,600 (+20.14%) Land $32,000 Building $274,600
2023$1,560.00$255,200 Land $28,000 Building $227,200$255,200 Land $28,000 Building $227,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1995–2016)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2016 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 155 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
East Central Energy
Fiber		2,000 / 2,000
Midcontinent Communications
Cable · Fiber in parts of the area		1,250 / 60
Verizon
Fixed Wireless		300 / 20
LTD Broadband
Fixed Wireless		150 / 130
Benton Cooperative Telephone Company
Cable		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMilaca
serves 3,043 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Central Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures