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540 Carson Dr, Pensacola, FL 32507 Property Records

Escambia County property record for 540 Carson Dr, Pensacola, FL 32507

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,636 sqft · built 2000
Lot Size0.346 acres (15,115 sqft)
OwnerIndividual Name on Record
Last Sale$226,600 (Nov 2015)
Tax Bill$2,945 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-3S-31-6001-017-012

Property Details

APN / Parcel Number

Primary APN22-3S-31-6001-017-012
Alternative APN
  • 102058777

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,636 sqft Adjusted Area
1st Floor Area2,178 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area15,115 sqft (0.346 acres)
Garage TypeFinished
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area401 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number102058777
Old Parcel Number102058777
Street Address540 CARSON DR
CityPENSACOLA
StateFL
Zip32507-8174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHDR
Legal DescriptionLT 17 BLK L CHANDELLE 3RD ADDN PB 16 P 8/8A OR 7432 P 780
Legal Range31W
Legal Township03S
Legal Section22
Legal SubdivisionCHANDELLE FIRST ADDN PHASE TWO
Legal BlockL
Legal Lot Number17
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1011
Census Tract2607

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address540 CARSON DR, PENSACOLA, FL 32507-8174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2015 · Amount on Record
Deed SaleNov 5, 2015 · Amount on Record
Prior SaleNov 24, 2010 · Amount on Record
Deed Document Number2015084846
Deed Book / Page7432 / 0780
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address540 CARSON DR, PENSACOLA, FL 32507-8174
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanySOUTHERN GUARANTY TITLE COMPANY, SOUTHERN GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 CARSON DR, PENSACOLA, FL 32507-8174

Mortgage

Document Number0086250442
DateSep 27, 2021
Book Page8625/442
Instrument2021105537
Lender
NameGRIFFIN FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$266,152 (+5.99%)$374,578 (-1.08%) Land $65,000 Building $309,578
2024$2,945.00 (+0.82%)
2023$2,921.00 (+2.38%) Homeowner's exemption$251,119 (+3%)$378,652 (+15%) Land $65,000 Building $313,652
2022$2,853.00 Homeowner's exemption$243,805$329,273 Land $48,000 Building $281,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 329 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies329 in force
Nearby Flood Claims18 (2004–2020)
Claims Outside the SFHA17 of 18
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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