524 Carson Dr, Pensacola, FL 32507 Property Records

Escambia County property record for 524 Carson Dr, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,524 sqft · built 2001
Lot Size	0.351 acres (15,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,000 (Mar 2019)
Tax Bill	$3,414 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-3S-31-6001-021-012`

Property Details

APN / Parcel Number

Primary APN	`22-3S-31-6001-021-012`
Alternative APN	`102058781`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,524 sqft Living Area
Gross Area	3,083 sqft
1st Floor Area	2,152 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,294 sqft (0.351 acres)
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool House	Pool House
Porch	Florida Room
Porch Area	28 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	102058781
Street Address	524 CARSON DR
City	PENSACOLA
State	FL
Zip	32507-8174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Description	LT 21 BLK L CHANDELLE 3RD ADDN PB 16 P 8/8A OR 8067 P 1249
Legal Range	31W
Legal Township	03S
Legal Section	22
Legal Subdivision	CHANDELLE FIRST ADDN PHASE TWO
Legal Block	L
Legal Lot Number	21
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1011
Census Tract	2607

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 CARSON DR, PENSACOLA, FL 32507-8174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Mar 29, 2021	Deed of Trust, Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 12, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 26, 2019	Warranty Deed, Transfer PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	201926215
Deed Book / Page	8067 / 1249
Prior Transfer Date	Jul 8, 2013
Prior Transfer Doc	0070460039
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	524 CARSON DR, PENSACOLA, FL 32507-8174
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CARSON DR, PENSACOLA, FL 32507-8174

Mortgage

Document Number	0089630222
Date	Apr 18, 2023
Book Page	8963/222
Instrument	2023030441

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	524 CARSON DR, PENSACOLA, FL 32507-8174
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CARSON DR, PENSACOLA, FL 32507-8174

Mortgage

Document Number	0084940863
Date	Mar 29, 2021
Book Page	8494/863
Instrument	2021033040

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	524 CARSON DR, PENSACOLA, FL 32507-8174
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CARSON DR, PENSACOLA, FL 32507-8174

Mortgage

Document Number	0084820225
Date	Mar 12, 2021
Book Page	8482/225
Instrument	2021026309

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 26, 2019
Property Address	524 CARSON DR, PENSACOLA, FL 32507-8174
Document Number	0080671249
Book / Page	008067 / 001249
Instrument Date	Mar 25, 2019
Instrument	26215
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 CARSON DR PENSACOLA FL 325078174, PENSACOLA, FL 32507-8174

Mortgage

Document Number	80671254
Date	Mar 26, 2019
Book Page	008067/001254
Instrument	26216

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,466 (+5.99%)	$398,497 (-1.06%) Land $65,000 Building $333,497
2024	$3,414.00 (+0.77%)
2023	$3,388.00 (+2.33%) Homeowner's exemption	$286,325 (+3%)	$402,773 (+14.75%) Land $65,000 Building $337,773
2022	$3,311.00 Homeowner's exemption	$277,986	$351,000 Land $48,000 Building $303,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	18 (2004–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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