540 Bear Cub Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 540 Bear Cub Dr, Spruce Pine, NC 28777 · Last verified April 2026

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Aug 2019)
Tax Bill	$240 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1719-00-96-7308`

Property Details

APN / Parcel Number

Primary APN	`1719-00-96-7308`
Alternative APN	`70571`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	70571
Street Address	540 BEAR CUB DR
City	SPRUCE PINE
State	NC
Zip	28777-0773
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	LOT 23 PH II BEAR DEN AC 0.28 PB 4 PG 189
Legal Subdivision	BEAR DEN ACRES
Legal Phase	2
Legal Lot Number	23
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1059
Census Tract	970102

Owner

Source: McDowell County records · APN 1719-00-96-7308

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14491 SW CITRUS BLVD, INDIANTOWN, FL 34956-3002
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Oct 01, 2000
Deed Document Number	20193922
Deed Book / Page	1283 / 412
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0012000987
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 20, 2019
Property Address	NC
Document Number	0012830412
Book / Page	001283 / 000412
Instrument Date	Aug 16, 2019
Instrument	3922
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$44.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14491 SW CITRUS BLVD INDIANTOWN FL 349563002, INDIANTOWN, FL 34956-3002

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$240.00	$35,000 (-) Land $35,000
2023	$240.00	$35,000 Land $35,000	$35,000 Land $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 781 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.