509 Bear Cub Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 509 Bear Cub Dr, Spruce Pine, NC 28777 · Last verified July 2026

Property Summary

Property Type	Rural Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$49,500 (Sep 2025)
Tax Bill	$269 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1719-00-96-5307`

Property Details

APN / Parcel Number

Primary APN	`1719-00-96-5307`
Alternative APN	`64307`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	64307
Street Address	509 BEAR CUB DR
City	SPRUCE PINE
State	NC
Zip	28777
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.25 AC LT 20 BEAR DEN ACRES PHASEII PB4 PG225
Legal Subdivision	BEAR DEN ACRES DEVELOPMENT INC
Legal Phase	II
Legal Lot Number	20
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1059
Census Tract	970102

Owner

Source: McDowell County records · APN 1719-00-96-5307

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3240 WINDSOR DR, CHARLOTTE, NC 28209-3352
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2025 · Amount on Record
Deed Sale	Sep 08, 2025 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	20254400
Deed Book / Page	1513 / 397
Prior Transfer Date	Jul 07, 2025
Prior Transfer Doc	0015130397
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 13, 2026
Property Address	509 BEAR CUB DR, SPRUCE PINE, NC 28777
Document Number	0015260125
Book / Page	1526 / 125
Map Reference	MB 4 PG 225
Instrument Date	Jan 13, 2026
Instrument	2026000163
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6040 BELLMOORE PARK LN, JOHNS CREEK, GA 30097-2544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 WINDSOR DR, CHARLOTTE, NC 28209-3352

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 13, 2017
Property Address	BLUE RIDGE OFFPK, NC
Document Number	0012100401
Book / Page	001210 / 000401
Instrument Date	Apr 12, 2017
Instrument	1803
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$53.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 SCOFIELD RD CHARLOTTE NC 282093631, CHARLOTTE, NC 28209-3631

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$269.00	$39,210 (-) Land $35,000 Building $4,210
2023	$269.00 (+68.13%)	$39,210 (+70.48%) Land $35,000 Building $4,210	$39,210 (+70.48%) Land $35,000 Building $4,210
2022	$160.00	$23,000 Land $20,000 Building $3,000	$23,000 Land $20,000 Building $3,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 781 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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