540 Adger Ln, Sumter, SC 29154 Property Records

Sumter County property record for 540 Adger Ln, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,288 sqft · built 2012
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Oct 2017)
Tax Bill	$77 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`131-14-01-007`

Property Details

APN / Parcel Number

Primary APN	`131-14-01-007`
Alternative APN	`5764`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,288 sqft Living Area
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	5764
Old Parcel Number	131 14 01 007
Street Address	540 ADGER LN
City	SUMTER
State	SC
Zip	29154-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 1.02 AC
Legal Subdivision	BANBURY PARK PH I
Legal Lot Number	14 1
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	1
Census Block	1013
Census Tract	1804

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	540 ADGER LN, SUMTER, SC 29154-8160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit SAFE FCU
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Oct 5, 2017	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	0012373295
Deed Book / Page	1237 / 3295
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	540 ADGER LN, SUMTER, SC 29154-8160
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013081741
Date	Nov 1, 2022
Book Page	1308/1741

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	540 ADGER LN, SUMTER, SC 29154-8160
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012665664
Date	Apr 1, 2020
Book Page	1266/5664

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2048

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 5, 2017
Property Address	540 ADGER LN, SUMTER, SC 29154-8160
Document Number	0012373295
Book / Page	1237 / 3295
Map Reference	MB 1183 PG 2774
Instrument Date	Oct 3, 2017
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,101.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ADGER LN, SUMTER, SC 29154-8160

Mortgage

Document Number	0012373299
Date	Oct 5, 2017
Book Page	1237/3299

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00 (-96.22%) Homeowner's exemption	$13,197 (-0.02%) Land $1,280 Building $11,917	$329,916 (-) Land $32,000 Building $297,916
2023		$13,200 (-) Land $1,280 Building $11,920	$329,916 (-) Land $32,000 Building $297,916
2022	$2,039.00	$13,200 Land $1,280 Building $11,920	$329,916 Land $32,000 Building $297,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHAW AFB federal government · serves 9,000 people · EPA ID SC4310501
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: FTC.

Nearby Properties on Adger Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures