520 Adger Ln, Sumter, SC 29154 Property Records

Sumter County property record for 520 Adger Ln, Sumter, SC 29154 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,278 sqft · built 2012
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Mar 2018)
Tax Bill	$77 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`131-14-01-009`

Property Details

APN / Parcel Number

Primary APN	`131-14-01-009`
Alternative APN	`5766`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,278 sqft Living Area
1st Floor Area	1,639 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	43,996 sqft (1.01 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Shed	1 Shed
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	5766
Old Parcel Number	131 14 01 009
Street Address	520 ADGER LN
City	SUMTER
State	SC
Zip	29154-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 1.01 AC
Legal Subdivision	BANBURY PARK PH 02 SEC I
Legal Lot Number	16 1
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	1
Census Block	1013
Census Tract	1804

Owner

Source: Sumter County records · APN 131-14-01-009

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 ADGER LN, SUMTER, SC 29154-8160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2018 · Amount on Record
Deed Sale	Mar 01, 2018 · Amount on Record
Prior Sale	Aug 06, 2012 · Amount on Record
Deed Document Number	0012414938
Deed Book / Page	1241 / 4938
Record Updated	Jun 08, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 01, 2018
Property Address	520 ADGER LN, SUMTER, SC 29154-8160
Document Number	0012414938
Book / Page	1241 / 4938
Map Reference	MB PB2009 PG8
Instrument Date	Feb 21, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SC 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ADGER LN, SUMTER, SC 29154-8160

Mortgage

Document Number	0012414942
Date	Mar 01, 2018
Instrument	1241/4942

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00 (+8.45%) Homeowner's exemption	$11,693 (+0.03%) Land $1,280 Building $10,413	$292,335 (-) Land $32,000 Building $260,335
2023		$11,690 (-) Land $1,280 Building $10,410	$292,335 (-) Land $32,000 Building $260,335
2022	$71.00	$11,690 Land $1,280 Building $10,410	$292,335 Land $32,000 Building $260,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850018041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force 10 of 10 on primary residences

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 39% of South Carolina
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.