540 3rd St, Hermosa Beach, CA 90254 Property Records

Los Angeles County property record for 540 3rd St, Hermosa Beach, CA 90254

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,075 sqft · built 2007
Lot Size	0.058 acres (2,518 sqft)
Owner	2 Trust Names on File
Last Sale	$3,311,000 (Nov 2022)
Tax Bill	$37,347 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4188-025-022`

Property Details

APN / Parcel Number

Primary APN	`4188-025-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,075 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Gravel
Lot Area	2,518 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	540 3RD ST
City	HERMOSA BEACH
State	CA
Zip	90254-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HBR1YY
Legal Description	TRACT # 451 LOT 24
Legal Subdivision	451
Legal Tract	451
Legal Block	1
Legal Lot Number	24
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH BAY CITIES
Census Block Group	1
Census Block	1007
Census Tract	621104

Owner

540 3rd St is owner-occupied and held in a trust since November 2022.

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	540 3RD ST, HERMOSA BEACH, CA 90254-4708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 2, 2022	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Apr 10, 2013 · Amount on File
Deed Document Number	20221039657
Prior Transfer Date	Sep 29, 2008
Prior Transfer Doc	0001769907
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Oct 29, 2025
Property Address	540 3RD ST, HERMOSA BEACH, CA 90254-4708
Document Number	0000752467
Map Reference	MB 15 PG 43
Instrument Date	Oct 24, 2025
Instrument	25-0752467
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	540 3RD ST, HERMOSA BEACH, CA 90254-4708

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	540 3RD ST, HERMOSA BEACH, CA 90254-4708
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 3RD ST, HERMOSA BEACH, CA 90254-4708

Mortgage

Document Number	0001684724
Date	Nov 12, 2021
Instrument	21-1684724

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 2, 2022
Property Address	540 3RD ST, HERMOSA BEACH, CA 90254-4708
Document Number	0001039657
Map Reference	MB 15 PG 43
Instrument Date	Sep 30, 2022
Instrument	22-1039657
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	540 3RD ST, HERMOSA BEACH, CA 90254-4708

Mortgage

Document Number	0001039658
Date	Nov 2, 2022
Instrument	22-1039658

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 540 3rd St was $37,347.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Hermosa Beach City
Elementary School District	Hermosa Beach City Elementary School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,513,658 (+2%) Land $1,960,581 Building $1,553,077
2025	$37,347.00 Homeowner's exemption	$3,444,764 Land $1,922,139 Building $1,522,625
2023	$35,556.00 (+66.14%)	$3,311,000 Land $1,847,500 Building $1,463,500
2022	$21,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE CO. - HERM/REDO private · serves 100,072 people · EPA ID CA1910134
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	May 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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