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540 3rd Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 540 3rd Ave, Watervliet, NY 12189 · Last verified March 2026

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,344 sqft · built 1991
Lot Size0.071 acres (3,105 sqft)
OwnerIndividual Name on File
Last Sale$141,134 (Apr 2017)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN011800 44.50-1-10

Property Details

APN / Parcel Number

Primary APN011800 44.50-1-10
Alternative APNs
  • 180004405000010100000000
  • 04405000010100000000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,344 sqft Total Area
1st Floor Area1,056 sqft
2nd Floor Area1,288 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area3,105 sqft (0.071 acres)
Lot Dimensions115 ft deep x 27 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04405000010100000000
Old Parcel Number180004405000010100000000
Street Address540 3RD AVE
CityWATERVLIET
StateNY
Zip12189-3702
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT:10.000 BLK:1 SEC:44.50 DIST:011800 CITY/MUNI/TWP:WATERVLIET
Legal Block1
Legal Lot Number10.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group2
Census Block2011
Census Tract13400

Owner

Source: Albany County and Watervliet City records · APN 011800 44.50-1-10

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 3RD AVE, WATERVLIET, NY 12189-3702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2017 · Amount on Record
Deed SaleApr 04, 2017 · Amount on Record
Prior SaleAug 31, 2016 · Amount on Record
Deed Document Number0020177918
Deed Book / Page2017 / 7918
Record UpdatedJun 08, 2026

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionALBANY NY
Recording DateApr 04, 2017
Property Address540 3RD AVE, WATERVLIET, NY 12189-3702
Document Number0000007918
Instrument DateMar 15, 2017
InstrumentR2017-07918
Transaction TypeTransfer
Record UpdatedApr 07, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$566.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address636 GRAND REGENCY BLVD, 636, BRANDON, FL 33510-3942

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 PLERCE ST, ALBANY, NY 12205-3478

Mortgage

Document Number0000007919
DateApr 04, 2017
InstrumentR2017-07919
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Albany County and Watervliet City records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$152,000 (-) Land $24,300 Building $127,700$258,416 (+18.16%) Land $41,313 Building $217,103
2023$152,000 Land $24,300 Building $127,700$218,705 Land $34,964 Building $183,741

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010134002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Hudson Valley WirelessFixed Wireless (licensed-by-rule)200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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