Albany County and Watervliet City property record for 528 3rd Ave, Watervliet, NY 12189 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,625 sqft · built 1870 |
| Lot Size | 0.097 acres (4,238 sqft) |
| Owner | Company Name on File |
| Last Sale | $236,000 (Mar 2022) |
| Tax Bill | $3,884 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 011800 44.50-1-13 |
| Primary APN | 011800 44.50-1-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,625 sqft Total Area |
| 1st Floor Area | 1,299 sqft |
| 2nd Floor Area | 1,326 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,238 sqft (0.097 acres) |
| Lot Dimensions | 113 ft deep x 37.5 ft wide |
| Porch | Slab |
| Porch Area | 330 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04405000010130000000 |
|---|---|
| Street Address | 528 3RD AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3702 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 13400 |
Source: Albany County and Watervliet City records · APN 011800 44.50-1-13
Assessment roll updated March 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 WAKEFIELD LN, WATERVLIET, NY 12189-2420 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Deed Document Number | 20227450 |
| Prior Transfer Date | Mar 15, 2005 |
| Prior Transfer Doc | 0027950000000172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 528 3RD AVE, WATERVLIET, NY 12189-3702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011172 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | R2019-11172 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | SYRACUSE, NY 13214 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Albany County and Watervliet City records · Assessment roll updated March 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,884.00 | $104,500 (-) Land $29,100 Building $75,400 | $177,661 (+18.16%) Land $49,473 Building $128,188 |
| 2023 | $104,500 Land $29,100 Building $75,400 | $150,360 Land $41,871 Building $108,489 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010134002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless | Fixed Wireless (licensed-by-rule) | 200 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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