540 2nd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 540 2nd St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1951
Lot Size	0.118 acres (5,130 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2024)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Feb 2024 Sale Aug 2020 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`534-271-009-1`

Property Details

APN / Parcel Number

Primary APN	`534-271-009-1`
Alternative APN	`534-271-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	752 sqft Living Area
1st Floor Area	752 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,130 sqft (0.118 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	540 2ND ST
City	RICHMOND
State	CA
Zip	94801-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2CD
Legal Description	RICHMOND VILLA TRACT LOTS 13 & 14 BLK 2
Legal Subdivision	RICHMOND VILLA
Legal Block	2
Legal Lot Number	13,14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 6127, CONCORD, CA 94524-1127
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Grant Deed, Transfer
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit BENEFICIAL STATE BANK
Jun 24, 2022	Intrafamily Transfer, Transfer
Jun 24, 2022	Gift Deed, Transfer
Jun 24, 2022	Intrafamily Transfer, Transfer
Jun 24, 2022	Grant Deed, Transfer
Feb 11, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 8, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 8, 2021	Gift Deed, Transfer FIRST AMERICAN TITLE
Dec 18, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Jun 18, 2009 · Amount on Record
Deed Document Number	202419079
Prior Transfer Date	Aug 25, 1997
Prior Transfer Doc	0000155903
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 29, 2024
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000019079
Map Reference	MB E PG 108
Instrument Date	Nov 30, 2023
Instrument	2024-019079
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6127, CONCORD, CA 94524-1127

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160883
Date	Aug 4, 2020
Instrument	2020-160883

Lender

Name	BENEFICIAL STATE BANK
Type	Bank
Address	OAKLAND, CA 94612

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2022
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000104240
Map Reference	MB E PG 108
Instrument Date	May 23, 2022
Instrument	2022-104240
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2022
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000104241
Map Reference	MB E PG 108
Instrument Date	May 23, 2022
Instrument	2022-104241
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6127, CONCORD, CA 94524-1127

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2022
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000104242
Map Reference	MB E PG 108
Instrument Date	May 23, 2022
Instrument	2022-104242
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 6127, CONCORD, CA 94524-1127

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2022
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000104239
Map Reference	MB E PG 108
Instrument Date	May 23, 2022
Instrument	2022-104239
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 6127, CONCORD, CA 94524-1127

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 11, 2021
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000042041
Map Reference	MB E PG 108
Instrument Date	Feb 7, 2021
Instrument	2021-042041
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 CHANNING WAY, BERKELEY, CA 94704-2385
Investor	Possibly a Property Investor

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 8, 2021
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000037014
Map Reference	MB E PG 108
Instrument Date	Jan 31, 2021
Instrument	2021-037014
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2501 CHANNING WAY, BERKELEY, CA 94704-2385
Investor	Possibly a Property Investor

February 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 8, 2021
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000037015
Map Reference	MB E PG 108
Instrument Date	Jan 21, 2021
Instrument	2021-037015
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 CHANNING WAY, BERKELEY, CA 94704-2385

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 18, 2020
Property Address	540 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000318527
Instrument Date	Nov 25, 2020
Instrument	318527
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	540 2ND ST RICHMOND CA 948012604, RICHMOND, CA 94801-2604

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$94,189 (+2%) Land $43,954 Building $50,235
2025	$2,784.00 (+1.98%)	$92,343 (+4.04%) Land $43,093 Building $49,250
2023	$2,730.00 (+3.29%)	$88,760 Land $41,421 Building $47,339
2022	$2,643.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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