524 2nd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 524 2nd St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 903 sqft · built 1920
Lot Size	0.118 acres (5,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Apr 2021)
Tax Bill	$9,825 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`534-271-007-5`

Property Details

APN / Parcel Number

Primary APN	`534-271-007-5`
Alternative APN	`534-271-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	903 sqft Living Area
1st Floor Area	903 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Lot Area	5,130 sqft (0.118 acres)
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	524 2ND ST
City	RICHMOND
State	CA
Zip	94801-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2CD
Legal Description	RICHMOND VILLA TRACT LOTS 9 & 10 BLK 2
Legal Subdivision	RICHMOND VILLA
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 2ND ST, RICHMOND, CA 94801-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 19, 2021	Grant Deed, Transfer · FHA Mortgage SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	2021116305
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0000248712
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	524 2ND ST, RICHMOND, CA 94801-2604
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 2ND ST, RICHMOND, CA 94801-2604

Mortgage

Document Number	0000121062
Date	Aug 2, 2022
Instrument	2022-121062

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	May 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 19, 2021
Property Address	524 2ND ST, RICHMOND, CA 94801-2604
Document Number	0000116305
Map Reference	MB E PG 108
Instrument Date	Apr 7, 2021
Instrument	2021-116305
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	524 2ND ST, RICHMOND, CA 94801-2604

Mortgage

Document Number	0000116306
Date	Apr 19, 2021
Instrument	2021-116306

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,598 (+2%) Land $347,784 Building $220,814
2025	$9,825.00 (+8.1%)	$557,450 (+4.04%) Land $340,965 Building $216,485
2023	$9,089.00 (+1.77%)	$535,806 Land $327,726 Building $208,080
2022	$8,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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