540 28th St, Oakland, CA 94609 Property Records

Alameda County property record for 540 28th St, Oakland, CA 94609

Property Summary

Property TypeHotel
Details20 bd · 20 ba · 19,260 sqft · built 1910
Lot Size0.435 acres (18,957 sqft)
OwnerTrust Name on File
Tax Bill$26,150 (2025)
Deeds & MortgagesNov 2018 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9-697-9

Property Details

APN / Parcel Number

Primary APN9-697-9
Alternative APN
  • 009-0697-009-00

Interior

Bedrooms20 Beds
Full Baths20 Baths
Units52 Units
Stories3 Stories
Building Area19,260 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleL-Shape
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area18,957 sqft (0.435 acres)
Parking Spaces13 Parking Spaces

Location & Zoning

Street Address540 28TH ST
CityOAKLAND
StateCA
Zip94609-3507
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Legal DescriptionLOT: 00009 BLK: AR: 0009 PAGE: 0697 ;LOT: 00016 BLK: MP: 0003 PAGE: 0012 ;LOT: 00017 BLK: MP: 0003 PAGE: 0012
Legal SubdivisionALDEN
Legal Lot Number16-20
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2000
Census Tract401300

Owner

540 28th St, a commercial property, is held in a trust.

Source: Alameda County records, as of August 5, 2026

Owner of RecordTrust Name on File
Mailing Address540 28TH ST, OAKLAND, CA 94609-3507
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
MISSION NATIONAL BANK
Nov 8, 2018Deed of Trust, Mortgage
MISSION NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address540 28TH ST, OAKLAND, CA 94609-3507
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000224364
DateNov 27, 2018
Instrument2018224364
Lender
NameMISSION NATIONAL BANK
TypeBank
AddressSAN FRANCISCO, CA 94103
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address540 28TH ST, OAKLAND, CA 94609-3507
Document Number0000224366
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 28TH ST OAKLAND CA 946093507, OAKLAND, CA 94609-3507

Mortgage

Document Number0000224366
DateNov 27, 2018
Instrument224366
Lender
NameMISSION NAT'L BK
TypeBank
Address16TH ST BR, SAN FRANCISCO, CA 94103
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 540 28th St was $26,150.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$358,264 (+1.89%) Land $130,542 Building $207,568
2025$26,150.00$351,635 Land $127,983 Building $223,652
2023$37,127.00$336,931 Land $123,013 Building $213,918

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Astound Broadband, GeoLinks, Google Fiber, Sail Internet, Sonic Telecom, Verizon.

Nearby Properties on 28th St

Nearby Streets

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