Alameda County property record for 528 28th St, Oakland, CA 94609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,371 sqft · built 1907 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $425,000 (Oct 2020) |
| Tax Bill | $8,629 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-697-8 |
| Primary APN | 9-697-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,371 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.069 acres) |
| Street Address | 528 28TH ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94609-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00008 BLK: AR: 0009 PAGE: 0697 |
| Legal Subdivision | ALDEN |
| Legal Lot Number | 18&19 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 401300 |
528 28th St is held in a trust since October 2020.
Source: Alameda County records, as of September 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 488 44TH ST, OAKLAND, CA 94609-2136 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 6, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE CO |
| Oct 6, 2020 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Jan 20, 2017 | Grant Deed, Transfer BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on File |
| Deed Sale | Oct 6, 2020 · Amount on File |
| Prior Sale | Jan 20, 2017 · Amount on File |
| Deed Document Number | 2020261167 |
| Prior Transfer Date | Sep 28, 2020 |
| Prior Transfer Doc | 0000261168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 528 28TH ST, OAKLAND, CA 94609-3507 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000194647 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019194647 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 528 28TH ST, OAKLAND, CA 94609-3507 |
| Document Number | 0000261167 |
| Map Reference | MB 3 PG 12 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020261167 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $6,842.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 28TH ST, OAKLAND, CA 94609-3507 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 528 28TH ST, OAKLAND, CA 94609-3507 |
| Document Number | 0000261168 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 261168 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 528 28TH ST OAKLAND CA 946093507, OAKLAND, CA 94609-3507 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Jan 20, 2017 |
| Property Address | 528 28TH ST, OAKLAND, CA 94609-3507 |
| Document Number | 0000015436 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 15436 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,017.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 528 28TH ST OAKLAND CA 946093507, OAKLAND, CA 94609-3507 |
| Document Number | 15437 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 15437 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2047 |
The 2025 property tax bill for 528 28th St was $8,629.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,000 (-2.04%) Land $152,400 Building $355,600 | ||
| 2025 | $8,629.00 | $518,600 Land $155,500 Building $363,100 | |
| 2023 | $8,764.00 | $503,000 Land $150,900 Building $352,100 | $1,141,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 28th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 528 28th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Google Fiber, Sail Internet, Sonic Telecom, Verizon.
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