Duval County property record for 540 18th St N, Jacksonville Beach, FL 32250
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,395 sqft · built 2019 |
| Lot Size | 0.352 acres (15,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,500 (Feb 2018) |
| Tax Bill | $7,561 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 177987-0000 |
| Primary APN | 177987-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,395 sqft Living Area |
| Gross Area | 3,740 sqft |
| 1st Floor Area | 2,395 sqft |
| Upper Floors Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,327 sqft (0.352 acres) |
| Lot Dimensions | 148 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 817 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 540 18TH ST N |
|---|---|
| City | JACKSONVILLE BEACH |
| State | FL |
| Zip | 32250-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | JRS-1 |
| Legal Description | 19-44 38-2S-29E .35 PINE GROVE UNIT 4 S/D LOT 2 BLK 7 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 38 |
| Legal Subdivision | PINE GROVE UNIT 04 |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Legal Unit | 4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 14101 |
540 18th St N is owned and occupied by two individuals who bought it in February 2018.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 18TH ST N, JACKSONVILLE BEACH, FL 32250-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit JAX FCU |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATSON MORTGAGE CORP |
| Feb 8, 2018 | Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2018 · Amount on File |
| Deed Sale | Feb 8, 2018 · Amount on File |
| Prior Sale | Aug 2, 2016 · Amount on File |
| Deed Document Number | 201831478 |
| Deed Book / Page | 18278 / 513 |
| Prior Transfer Date | Jul 6, 2016 |
| Prior Transfer Doc | 0176361337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 540 18TH ST N, JACKSONVILLE BEACH, FL 32250-2740 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 18TH ST N, JACKSONVILLE, FL 32250-2740 |
| Document Number | 0201030936 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 20103/936 |
| Instrument | 2022015615 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 540 18TH ST N, JACKSONVILLE BEACH, FL 32250-2740 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 18TH ST N, JACKSONVILLE, FL 32250-2740 |
| Document Number | 0193560023 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 19356/23 |
| Instrument | 2020193741 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 8, 2018 |
| Property Address | 540 18TH ST N, JACKSONVILLE BEACH, FL 32250-2740 |
| Document Number | 0182780513 |
| Book / Page | 18278 / 0513 |
| Map Reference | MB 19 PG 44&44A |
| Instrument Date | Jan 23, 2018 |
| Instrument | 2018031478 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 28, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,522.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2836 SLOAT RD, 2836, PEBBLE BEACH, CA 93953-2621 |
| Name | Verified Name |
|---|---|
| Address | 7220 TEASDALE AVE, SAN DIEGO, CA 92122-2829 |
| Document Number | 2018031479 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 2018031479 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 540 18th St N was $7,561 with exemptions applied, up 1.2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,989 (+2.7%) | $984,472 (+18.79%) Land $357,204 Building $627,268 | |
| 2025 | $7,561.00 (+1.16%) Homeowner's exemption Veteran's exemption | $492,687 | $828,783 Land $250,043 Building $578,740 |
| 2024 | $7,474.00 (+2.82%) | ||
| 2023 | $7,269.00 (+19.4%) Homeowner's exemption Veteran's exemption | $464,857 (+3%) | $643,245 (+15.16%) Land $257,397 Building $385,848 |
| 2022 | $6,088.00 Homeowner's exemption Veteran's exemption | $451,318 | $558,580 Land $239,012 Building $319,568 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 18th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 49 (1979–2022) |
| Claims Outside the SFHA | 34 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 18th St N is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSONVILLE BEACH WTP serves 23,352 people · EPA ID FL2160563 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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