521 18th St N, Jacksonville Beach, FL 32250 Property Records

Duval County property record for 521 18th St N, Jacksonville Beach, FL 32250

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1959
Lot Size0.18 acres (7,848 sqft)
OwnerIndividual Name on File
Last Sale$384,000 (Dec 2020)
Tax Bill$5,713 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN177963-0000

Property Details

APN / Parcel Number

Primary APN177963-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,580 sqft Living Area
Gross Area2,180 sqft
1st Floor Area1,380 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,848 sqft (0.18 acres)
Lot Dimensions110 ft deep x 88 ft wide
Garage TypeAttached
Garage Area485 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area115 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address521 18TH ST N
CityJACKSONVILLE BEACH
StateFL
Zip32250-2758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeJRS-1
Legal Description19-44 38-2S-29E PINE GROVE UNIT NO 4 S/D S 8FT LOT 1,LOT 31 BLK 6
Legal Range29E
Legal Township02S
Legal Section38
Legal SubdivisionPINE GROVE UNIT 04
Legal Block6
Legal Lot Number1,31
Legal Unit4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group3
Census Block3016
Census Tract14101

Owner

521 18th St N is owned and occupied by an individual who bought it in December 2020.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address521 18TH ST N, JACKSONVILLE BEACH, FL 32250-2758
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 16, 2020Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Nov 19, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Feb 21, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2020 · Amount on File
Deed SaleDec 16, 2020 · Amount on File
Prior SaleMar 13, 2000 · Amount on File
Deed Document Number2020280340
Deed Book / Page19497 / 1361
Prior Transfer DateMar 7, 2000
Prior Transfer Doc0000056193
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address521 18TH ST N, JACKSONVILLE BEACH, FL 32250-2758
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 18TH AVE N, JACKSONVILLE BEACH, FL 32250-4832

Mortgage

Document Number0201680212
DateMar 2, 2022
Book Page20168/212
Instrument2022057196
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateDec 16, 2020
Property Address521 18TH ST N, JACKSONVILLE BEACH, FL 32250-2758
Document Number0194971361
Book / Page19497 / 1361
Map ReferenceMB 19 PG 44&44A
Instrument DateDec 11, 2020
Instrument2020280340
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyRICHARD T MOREHEAD T&E INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,688.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1101 MAIN ST, 1101, ATLANTIC BEACH, FL 32233-2623

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 18TH ST N, JACKSONVILLE, FL 32250-2758

Mortgage

Document Number0194971363
DateDec 16, 2020
Instrument19497/1363
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address521 18TH ST N, JACKSONVILLE BEACH, FL 32250-2758
Document Number0190160902
Instrument DateNov 19, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 18TH ST N JACKSONVILLE BEACH FL 322502758, JACKSONVILLE BEACH, FL 32250-2758

Mortgage

Document Number0190160902
DateNov 25, 2019
Book Page019016/000902
Instrument271490
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 24, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address521 18TH ST N, JACKSONVILLE BEACH, FL 32250-2758
Document Number0182982389
Instrument DateFeb 21, 2018
Transaction TypeMortgage
Record UpdatedMar 9, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 18TH ST N JACKSONVILLE BEACH FL 322502758, JACKSONVILLE BEACH, FL 32250-2758

Mortgage

Document Number0182982389
DateMar 1, 2018
Book Page018298/002389
Instrument48269
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressCINCINNATI, OH 45226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueFeb 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 521 18th St N was $5,713 with a homeowner's exemption, up 2.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$361,129 (+2.7%)$463,956 (+3.26%) Land $275,264 Building $188,692
2025$5,713.00 (+2.48%) Homeowner's exemption$351,635$449,313 Land $275,264 Building $174,049
2024$5,575.00 (+2.9%)
2023$5,418.00 (+9.19%) Homeowner's exemption$331,772 (+3%)$411,809 (+11.42%) Land $283,360 Building $128,449
2022$4,962.00 Homeowner's exemption$322,109$369,610 Land $263,120 Building $106,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 18th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 189 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims49 (1979–2022)
Claims Outside the SFHA34 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 18th St N is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSONVILLE BEACH WTP
serves 23,352 people · EPA ID FL2160563
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on 18th St N

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