Bergen County and Demarest Borough property record for 54 William St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 1,984 sqft · built 1952 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $18,543 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00089-0000-00142 |
| Primary APN | 09-00089-0000-00142 |
|---|---|
| Alternative APN |
|
| Building Area | 1,984 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 54 WILLIAM ST |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 0.280AC |
| Legal Block | 89 |
| Legal Lot Number | 142 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 9100 |
54 William St is owned and occupied by an individual who acquired it in September 2010.
Source: Bergen County and Demarest Borough records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 WILLIAM ST, DEMAREST, NJ 07627-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2010 |
| Deed Sale | Sep 18, 2010 |
| Deed Book / Page | 540 / 318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 WILLIAM ST, DEMAREST, NJ 07627-2227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0041631708 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 4163/1708 |
| Instrument | 2021082318 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 WILLIAM ST, DEMAREST, NJ 07627-2227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0048050009 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 4805/9 |
| Instrument | 2022090188 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 54 William St was $18,543, up 8% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,027,300 (-) Land $712,000 Building $315,300 | $1,027,300 (-) Land $712,000 Building $315,300 | |
| 2025 | $18,543.00 (+8.05%) | $1,027,300 Land $712,000 Building $315,300 | $1,027,300 Land $712,000 Building $315,300 |
| 2024 | $17,162.00 | ||
| 2023 | $561,400 Land $406,000 Building $155,400 | $561,400 Land $406,000 Building $155,400 | |
| 2022 | $15,938.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 William St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 William St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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